1316 Topic Ln, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1316 Topic Ln, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1956
Lot Size	0.169 acres (7,345 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (May 2022)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-22-33-0063`

Property Details

APN / Parcel Number

Primary APN	`22-29-22-33-0063`
Alternative APNs	`8041872` `8043484`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	870 sqft
Finished Basement	870 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,345 sqft (0.169 acres)
Lot Dimensions	113 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8043484
Street Address	1316 TOPIC LN
City	SAINT PAUL
State	MN
Zip	55106-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYMES ADDITION LOT 1 BLK 4
Legal Range	22
Legal Township	29
Legal Section	22
Legal Subdivision	MAYMES ADDITION
Legal Block	4
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	30704

Owner

1316 Topic Ln is owned and occupied by two individuals who bought it in May 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 TOPIC LN, SAINT PAUL, MN 55106-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 9, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 16, 2019	Warranty Deed, Transfer · FHA Mortgage LEND SMART MTG
Sep 16, 2019	Warranty Deed, Transfer AT HOME TITLE, AT HM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	20222731565
Prior Transfer Date	Feb 18, 2019
Prior Transfer Doc	0002634054
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1316 TOPIC LN, SAINT PAUL, MN 55106-2114
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02697603
Date	Apr 23, 2021
Instrument	T02697603

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Sep 1, 2049

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 9, 2022
Property Address	1316 TOPIC LN, SAINT PAUL, MN 55106-2114
Document Number	0T02731565
Instrument Date	Apr 29, 2022
Instrument	T02731565
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Tax	$844.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1316 TOPIC LN, SAINT PAUL, MN 55106-2114

Mortgage

Document Number	0T02731566
Date	May 9, 2022
Instrument	T02731566

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Mortgage

Document Number	0T02731567
Date	May 9, 2022
Instrument	T02731567

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 16, 2019
Property Address	1316 TOPIC LN, SAINT PAUL, MN 55106-2114
Document Number	0002647664
Instrument Date	Aug 8, 2019
Instrument	2647664
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	AT HOME TITLE, AT HM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1316 TOPIC LN ST PAUL MN 551062114, ST PAUL, MN 55106-2114

Mortgage

Document Number	2647665
Date	Sep 16, 2019
Instrument	2647665

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 16, 2019
Property Address	1316 TOPIC LN, SAINT PAUL, MN 55106-2114
Document Number	0002647663
Instrument Date	Aug 8, 2019
Instrument	2647663
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	AT HOME TITLE, AT HM TITLE

Transaction

Amount	Amount on Record
Tax	$406.54
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 TOPIC LN ST PAUL MN 551062114, ST PAUL, MN 55106-2114

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Topic Ln was $3,988 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,800 (+1.12%) Land $35,000 Building $244,800	$279,800 (+1.12%) Land $35,000 Building $244,800
2025	$3,988.00 Homeowner's exemption	$276,700 Land $30,000 Building $246,700	$276,700 Land $30,000 Building $246,700
2023	$3,328.00 Homeowner's exemption	$251,300 Land $25,000 Building $226,300	$251,300 Land $25,000 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Topic Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1316 Topic Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Nearby Properties on Topic Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures