Ramsey County property record for 1309 Topic Ln, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,014 sqft · built 1957 |
| Lot Size | 0.149 acres (6,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Jul 2021) |
| Tax Bill | $4,662 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-29-22-33-0085 |
| Primary APN | 22-29-22-33-0085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 865 sqft |
| Finished Basement | 865 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 6,480 sqft (0.149 acres) |
| Lot Dimensions | 81 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 659487 |
|---|---|
| Street Address | 1309 TOPIC LN |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAYMES ADDITION LOT 16 BLK 5 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 22 |
| Legal Subdivision | MAYMES ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30704 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1309 TOPIC LN, SAINT PAUL, MN 55106-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Prior Sale | Mar 8, 2011 · Amount on Record |
| Deed Document Number | 20212705918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 14, 2021 |
| Property Address | 1309 TOPIC LN, SAINT PAUL, MN 55106-2113 |
| Document Number | 0T02705918 |
| Instrument Date | Jun 29, 2021 |
| Instrument | T02705918 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | WANTACLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 TOPIC LN, SAINT PAUL, MN 55106-2113 |
| Document Number | 0T02705919 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | T02705919 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,800 (+6.34%) Land $35,000 Building $276,800 | $311,800 (+6.34%) Land $35,000 Building $276,800 | |
| 2025 | $4,662.00 (+9.59%) | ||
| 2023 | $4,254.00 Homeowner's exemption | $293,200 Land $25,000 Building $268,200 | $293,200 Land $25,000 Building $268,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
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