Cabarrus County property record for 1316 Rustic Ln NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1979 |
| Lot Size | 0.556 acres (24,180 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,000 (Oct 1985) |
| Tax Bill | $888 (2023) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5601 76 8843 |
| Primary APN | 5601 76 8843 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Gross Area | 3,305 sqft |
| 1st Floor Area | 1,334 sqft |
| Basement Area | 1,334 sqft |
| Unfinished Basement | 1,334 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,180 sqft (0.556 acres) |
| Lot Dimensions | 195 ft deep x 124 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 49 sqft |
| Patio Area | 588 sqft |
| Storage Building | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 161528 |
|---|---|
| Street Address | 1316 RUSTIC LN NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-7681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LT 38 SIDES REALTY CO INC BLK B |
| Legal Subdivision | YMCA |
| Legal Block | B |
| Legal Lot Number | 38 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 42501 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1316 RUSTIC LN NW, CONCORD, NC 28027-7681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 24, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 1985 · Amount on Record |
| Deed Sale | Oct 25, 1985 · Amount on Record |
| Deed Book / Page | 598 / 314 |
| Last Transfer Date | Feb 24, 2023 |
| Transfer Doc | 0001638422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1316 RUSTIC LN NW, CONCORD, NC 28027-7681 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0016874237 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 16874/237 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 24, 2023 |
| Property Address | 1316 RUSTIC LN NW, CONCORD, NC 28027-7681 |
| Document Number | 0001638422 |
| Book / Page | 16384 / 22 |
| Map Reference | MB 10 PG 64 |
| Instrument Date | Feb 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1316 RUSTIC LN NW, CONCORD, NC 28027-7681 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,900 (-) Land $63,000 Building $189,900 | ||
| 2025 | $252,900 (+69.78%) Land $63,000 Building $189,900 | ||
| 2024 | $252,900 (+69.78%) Land $63,000 Building $189,900 | ||
| 2023 | $888.00 | $148,960 Land $33,600 Building $115,360 | $148,960 Land $33,600 Building $115,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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