1132 Rustic Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1132 Rustic Ln NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$403,000 (Apr 2024)
Tax Bill	$1,108 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5601 85 0679`

Property Details

APN / Parcel Number

Primary APN	`5601 85 0679`
Alternative APNs	`04103 0010.100000` `56018505060000` `4847600` `170148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,575 sqft Living Area
Gross Area	2,839 sqft
1st Floor Area	980 sqft
Upper Floors Area	595 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	369 ft deep x 101 ft wide
Porch	Patio
Porch Area	1,104 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	170148
Street Address	1132 RUSTIC LN NW
City	CONCORD
State	NC
Zip	28027-7692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LT 27 SIDES REALTY CO INC
Legal Subdivision	INTERNATIONAL BUSINESS PARK
Legal Lot Number	27
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2004
Census Tract	42501

Owner

1132 Rustic Ln NW is owned and occupied by an individual who bought it in April 2024.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1132 RUSTIC LN NW, CONCORD, NC 28027-7692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 25, 2024	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Deed Document Number	20248347
Deed Book / Page	16906 / 41
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 25, 2024
Property Address	1132 RUSTIC LN NW, CONCORD, NC 28027-7692
Document Number	0001690641
Book / Page	16906 / 41
Map Reference	MB 10 PG64
Instrument Date	Apr 24, 2024
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$806.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 PATTERSON ST, CHINA GROVE, NC 28023-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 1132 RUSTIE LANE NW, CONCORD, NC 28027

Mortgage

Document Number	0169060043
Date	Apr 25, 2024
Instrument	16906-0043

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 25, 2024
Property Address	1132 RUSTIC LN NW, CONCORD, NC 28027-7692
Document Number	0001690641
Book / Page	16906 / 41
Map Reference	MB 10 PG64
Instrument Date	Apr 24, 2024
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$806.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 PATTERSON ST, CHINA GROVE, NC 28023-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 1132 RUSTIE LANE NW, CONCORD, NC 28027

Mortgage

Document Number	0169060043
Date	Apr 25, 2024
Instrument	16906-0043

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,260 (+21.39%) Land $119,790 Building $219,470
2025		$279,470 Land $60,000 Building $219,470
2024			$339,260 (+86.82%) Land $119,790 Building $219,470
2023	$1,108.00	$181,600 Land $46,200 Building $135,400	$181,600 Land $46,200 Building $135,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1132 Rustic Ln NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1132 Rustic Ln NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Spectrum, T-Mobile.

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