Harford County property record for 1316 Emmaus Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,008 sqft · built 2007 |
| Lot Size | 0.3 acres (13,085 sqft) |
| Owner | Individual Name on File |
| Last Sale | $710,000 (Mar 2026) |
| Tax Bill | $5,761 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-368915 |
| Primary APN | 01-368915 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,008 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,085 sqft (0.3 acres) |
| Garage Type | Built-in |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 232 sqft |
| Patio Area | 492 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 368915 |
|---|---|
| Street Address | 1316 EMMAUS CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 13085 SF 1316 EMMAUS COURT CLAYTON VISTA PT 125/70 |
| Legal Subdivision | CLAYTON VISTA |
| Legal Lot Number | 9 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-368915
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1316 EMMAUS CT, JOPPA, MD 21085-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 03, 2026 | Special Warranty Deed, Transfer · Non-Conforming Investor Loan STATE EMPLOYEES CU OF MARYLAND INC |
| Jan 05, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Apr 01, 2026 | Quit Claim Deed, Transfer RES TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Mar 23, 2007 · Amount on Record |
| Deed Book / Page | 17022 / 247 |
| Prior Transfer Date | Feb 28, 2007 |
| Prior Transfer Doc | 0072690479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 03, 2026 |
| Property Address | 1316 EMMAUS CT, JOPPA, MD 21085-3200 |
| Document Number | 0170220247 |
| Book / Page | 17022 / 247 |
| Map Reference | MB 125 FO 70 |
| Instrument Date | Jan 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | CHASE SETTLEMENTS LLC, CHALET SETTLEMENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1316 EMMAUS CT, JOPPA, MD 21085-3200 |
| Document Number | 0017022258 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 17022/258 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.1% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 05, 2026 |
| Property Address | 1316 EMMAUS CT, JOPPA, MD 21085-3200 |
| Document Number | 0169510306 |
| Book / Page | 16951 / 306 |
| Map Reference | MB 16679 PG 170 |
| Instrument Date | Nov 07, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ARIES TITLE INC, RES TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1316 EMMAUS CT, JOPPA, MD 21085-3200 |
| Name | Verified Name |
|---|---|
| Address | 1316 EMMAUS CT, JOPPA, MD 21085-3200 |
| Document Number | 0016951312 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 16951/312 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Dec 01, 2065 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 01, 2026 |
| Property Address | 1316 EMMAUS CT, JOPPA, MD 21085-3200 |
| Document Number | 0170640221 |
| Book / Page | 17064 / 221 |
| Instrument Date | Nov 07, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | RES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1316 EMMAUS CT, JOPPA, MD 21085-3200 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611,600 (+7.27%) Land $110,300 Building $501,300 | $611,600 (-) Land $110,300 Building $501,300 | |
| 2025 | $5,761.00 | $570,133 (+17.02%) | $611,600 (+25.53%) Land $110,300 Building $501,300 |
| 2023 | $487,200 Land $110,300 Building $376,900 | $487,200 Land $110,300 Building $376,900 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (1979–2025) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2025, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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