Harford County property record for 1315 Emmaus Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,008 sqft · built 2007 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (May 2022) |
| Tax Bill | $5,248 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-368958 |
| Primary APN | 01-368958 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,008 sqft Total Area |
| Basement Area | 965 sqft |
| Finished Basement | 965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,547 sqft (0.311 acres) |
| Garage Type | Built-in |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 232 sqft |
| Patio Area | 680 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 368958 |
|---|---|
| Street Address | 1315 EMMAUS CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 13547 SF 1315 EMMAUS COURT CLAYTON VISTA PT 119/57 |
| Legal Subdivision | CLAYTON VISTA |
| Legal Lot Number | 12 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-368958
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 EMMAUS CT, JOPPA, MD 21085-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 11, 2022 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Mar 05, 2010 · Amount on Record |
| Deed Book / Page | 15506 / 366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1315 EMMAUS CT, JOPPA, MD 21085-3226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0138310472 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 13831/472 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 11, 2022 |
| Property Address | 1315 EMMAUS CT, JOPPA, MD 21085-3226 |
| Document Number | 0155060366 |
| Book / Page | 15506 / 366 |
| Map Reference | MB 119 FO 57 |
| Instrument Date | May 09, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1315 EMMAUS CT, JOPPA, MD 21085-3226 |
| Document Number | 0155060372 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 15506-0372 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,700 (+35.78%) Land $110,300 Building $509,400 | $619,700 (+35.78%) Land $110,300 Building $509,400 | |
| 2025 | $5,248.00 (+7.01%) Homeowner's exemption | ||
| 2023 | $456,400 Land $110,300 Building $346,100 | $456,400 Land $110,300 Building $346,100 | |
| 2022 | $4,904.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (1979–2025) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2025, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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