1316 E Palo Blanco Way, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1316 E Palo Blanco Way, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,074 sqft · built 1994
Lot Size	0.328 acres (14,283 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Jul 2020)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-22-527`

Property Details

APN / Parcel Number

Primary APN	`304-22-527`
Alternative APN	`304225271`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,074 sqft Living Area
Gross Area	3,334 sqft
1st Floor Area	1,832 sqft
2nd Floor Area	1,242 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	14,283 sqft (0.328 acres)
Parking Spaces	3 Parking Spaces
Pool Area	480 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1316 E PALO BLANCO WAY
City	GILBERT
State	AZ
Zip	85296-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VAL VISTA MCR 374-19
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	VAL VISTA
Legal Lot Number	350
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2011
Census Tract	422511

Owner

1316 E Palo Blanco Way is owned and occupied by an individual who bought it in July 2020.

Source: Maricopa County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1316 E PALO BLANCO WAY, GILBERT, AZ 85296-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Jan 26, 1995 · Amount on File
Deed Document Number	2020660884
Prior Transfer Date	Apr 26, 2006
Prior Transfer Doc	0000760022
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1316 E PALO BLANCO WAY, GILBERT, AZ 85296-1927
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 E PALO BLANCO WAY, GILBERT, AZ 85296-1927

Mortgage

Document Number	0000915289
Date	Dec 28, 2022
Instrument	20220915289

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 23, 2020
Property Address	1316 E PALO BLANCO WAY, GILBERT, AZ 85296-1927
Document Number	0000660884
Instrument Date	Jul 6, 2020
Instrument	660884
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 E PALO BLANCO WAY GILBERT AZ 852961927, GILBERT, AZ 85296-1927

Mortgage

Document Number	660885
Date	Jul 23, 2020
Instrument	660885

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1316 E Palo Blanco Way was $2,815.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,020 (+75.34%)	$650,200 (+6.19%) Land $130,000 Building $520,200
2025	$2,815.00	$37,082 (-42.85%)	$612,300 (-5.63%) Land $122,400 Building $489,900
2024		$64,880	$648,800 Land $129,700 Building $519,100
2023	$2,727.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1316 E Palo Blanco Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 E Palo Blanco Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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