1265 E Palo Blanco Way, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1265 E Palo Blanco Way, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,927 sqft · built 1995
Lot Size	0.791 acres (34,495 sqft)
Owner	Trust Name on File
Last Sale	$435,000 (Jul 2016)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-520`

Property Details

APN / Parcel Number

Primary APN	`304-22-520`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,927 sqft Living Area
Gross Area	3,727 sqft
1st Floor Area	2,927 sqft

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	34,495 sqft (0.791 acres)
Parking Spaces	9 Parking Spaces
Pool Area	1,400 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1265 E PALO BLANCO WAY
City	GILBERT
State	AZ
Zip	85296-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VAL VISTA MCR 374/19
Legal Range	06E
Legal Township	01S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	VAL VISTA
Legal Lot Number	343
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422511

Owner

1265 E Palo Blanco Way is owner-occupied and held in a trust since August 2025.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1265 E PALO BLANCO WAY, GILBERT, AZ 85296-1920
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FISHER FINANCIAL GROUP INC
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FISHER FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 20, 2016 · Amount on File
Deed Sale	Jul 20, 2016 · Amount on File
Prior Sale	Feb 24, 2021
Deed Document Number	0000511515
Last Transfer Date	Aug 18, 2025
Transfer Doc	0000474882
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1265 E PALO BLANCO WAY, GILBERT, AZ 85296-1920
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 E PALO BLANCO WAY, GILBERT, AZ 85296-1920

Mortgage

Document Number	0000259782
Date	Mar 23, 2022
Instrument	20220259782

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1265 E PALO BLANCO WAY, GILBERT, AZ 85296-1920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261653
Date	Mar 26, 2020
Instrument	20200261653

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1265 E PALO BLANCO WAY, GILBERT, AZ 85296-1920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 E PALO BLANCO WAY, GILBERT, AZ 85296-1920

Mortgage

Document Number	0001229146
Date	Dec 14, 2020
Instrument	20201229146

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Oct 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 24, 2021
Property Address	1265 E PALO BLANCO WAY, GILBERT, AZ 85296-1920
Document Number	0000208485
Map Reference	MB 374 PG 19
Instrument Date	Nov 17, 2020
Instrument	20210208485
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1265 E PALO BLANCO WAY, GILBERT, AZ 85296-1920

Mortgage

Document Number	0000208486
Date	Feb 24, 2021
Instrument	20210208486

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1265 E Palo Blanco Way was $3,990.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,500	$985,000 Land $197,000 Building $788,000
2025	$3,990.00
2024		$95,430	$954,300 Land $190,800 Building $763,500
2023	$3,840.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1265 E Palo Blanco Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 E Palo Blanco Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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