13150 Draper Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13150 Draper Rd, Clear Spring, MD 21722

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,012 sqft · built 2016
Lot Size	10.3 acres (449,539 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Dec 1994)
Tax Bill	$5,375 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-013395`

Property Details

APN / Parcel Number

Primary APN	`04-013395`
Alternative APN	`013395`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,012 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	449,539 sqft (10.3 acres)
Garage Type	Mixed
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	921 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	013395
Street Address	13150 DRAPER RD
City	CLEAR SPRING
State	MD
Zip	21722-1321
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	EC
Legal Description	LOT 1 10.32 ACRES 13150 DRAPER ROAD
Legal Subdivision	CLEAR SPRING
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1016
Census Tract	10600

Owner

Source: Washington County records · APN 04-013395

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13150 DRAPER RD, CLEAR SPRING, MD 21722-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 1994 · Amount on Record
Deed Sale	Dec 09, 1994 · Amount on Record
Deed Book / Page	1190 / 783
Last Transfer Date	May 01, 2015
Transfer Doc	0049650071
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13150 DRAPER RD, CLEAR SPRING, MD 21722-1321
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068280260
Date	Nov 12, 2021
Book Page	6828/260

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Aug 01, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13150 DRAPER RD, CLEAR SPRING, MD 21722-1321
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061680390
Date	Jan 28, 2020
Book Page	6168/0390

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2040

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,600 (+12.72%) Land $76,700 Building $501,900	$578,600 (-) Land $76,700 Building $501,900
2025	$5,375.00 (+14.41%) Homeowner's exemption	$513,300 (+34.13%)	$578,600 (+51.19%) Land $76,700 Building $501,900
2024	$4,698.00 (+18.04%)
2023	$3,980.00	$382,700 Land $76,700 Building $306,000	$382,700 Land $76,700 Building $306,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Cable · Fiber in parts of the area	1,300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 8 locations within half a mile of this property.

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