1315 Tobin St, Howe, TX 75459 Property Records

Grayson County property record for 1315 Tobin St, Howe, TX 75459 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,666 sqft · built 2016
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$234,400 (Feb 2022)
Tax Bill	$6,039 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`242 7214111`

Property Details

APN / Parcel Number

Primary APN	`242 7214111`
Alternative APN	`266989`

Interior

Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	99 sqft
Utility Building	64 sqft

Location & Zoning

Street Address	1315 TOBIN ST
City	HOWE
State	TX
Zip	75459-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT HILL PHASE 1, BLOCK D, LOT 17, ACRES .167
Legal Subdivision	SUMMIT HILL PHASE 1
Legal Block	D
Legal Lot Number	17
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1069
Census Tract	1801

Owner

Source: Grayson County records · APN 242 7214111

Assessment roll updated August 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3505 HILLROSE DR, RICHARDSON, TX 75082-2428
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 19, 2021	Warranty Deed, Transfer
Feb 26, 2021	Vendor's Lien, Transfer CERTAINTY HOME LOANS LLC
Feb 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Jan 17, 2018	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Jun 01, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Nov 19, 2021
Deed Document Number	20224944
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	0000005851
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Feb 15, 2022
Property Address	1315 TOBIN ST, HOWE, TX 75459-2949
Document Number	0000004944
Map Reference	VOL 21 PG 89
Instrument Date	Feb 14, 2022
Instrument	2022-4944
Transaction Type	Transfer
Record Updated	Mar 02, 2022
Title Company	KANE TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 HILLROSE DR, RICHARDSON, TX 75082-2428

Mortgage

Document Number	0000004945
Date	Feb 15, 2022
Instrument	2022-4945

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 19, 2021
Property Address	1315 TOBIN ST, HOWE, TX 75459-2949
Document Number	0000039753
Map Reference	VOL 21 PG 89
Instrument Date	Nov 18, 2021
Instrument	2021-00039753
Transaction Type	Transfer
Record Updated	Dec 08, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2237 S 134TH ST, 2237, SEATAC, WA 98168-3060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1315 TOBIN ST, HOWE, TX 75459-2949

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 26, 2021
Property Address	1315 TOBIN ST, HOWE, TX 75459-2949
Document Number	0000005851
Map Reference	VOL 21 PG 89
Instrument Date	Feb 25, 2021
Instrument	2021-00005851
Transaction Type	Transfer
Record Updated	Dec 08, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 TOWN ST, HOWE, TX 75459

Mortgage

Date	Feb 26, 2021

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 26, 2021
Property Address	1315 TOBIN ST, HOWE, TX 75459-2949
Document Number	0000005795
Map Reference	VOL 21 PG 89
Instrument Date	Feb 25, 2021
Instrument	2021-00005795
Transaction Type	Transfer
Record Updated	Dec 08, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 TOBIN ST, HOWE, TX 75459-2949

Mortgage

Document Number	0000005796
Date	Feb 26, 2021
Instrument	2021-00005796

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1315 TOBIN ST, HOWE, TX 75459-2949
Document Number	0000001593
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 TOBIN ST HOWE TX 754592949, HOWE, TX 75459-2949

Mortgage

Document Number	0000001593
Date	Jan 25, 2018
Instrument	1593

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 01, 2017
Property Address	1315 TOBIN ST, HOWE, TX 75459-2949
Document Number	0000011648
Book / Page	006008 / 000406
Instrument Date	May 26, 2017
Instrument	11648
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 08, 2017
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 TOBIN ST HOWE TX 754592949, HOWE, TX 75459-2949

Mortgage

Document Number	11649
Date	Jun 01, 2017
Book Page	006008/000409
Instrument	11649

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,366 (+2.61%) Land $62,197 Building $233,169	$295,366 (+2.61%) Land $62,197 Building $233,169
2024	$6,039.00 (-1.26%)
2023		$287,851 Land $58,426 Building $229,425	$287,851 Land $58,426 Building $229,425
2022	$6,116.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810018011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless	400 / 100
Verizon	Fixed Wireless	300 / 20
Texoma Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Cable One. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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