1311 Tobin St, Howe, TX 75459 Property Records

Grayson County property record for 1311 Tobin St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,666 sqft
Lot Size	0.153 acres (6,708 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,341 (2024)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242 7214113`

Property Details

APN / Parcel Number

Primary APN	`242 7214113`
Alternative APN	`266986`

Interior

Building Area	1,666 sqft
Gross Area	2,082 sqft
1st Floor Area	1,666 sqft

Exterior

Lot Area	6,708 sqft (0.153 acres)
Garage Area	416 sqft
Porch	Porch
Porch Area	99 sqft

Location & Zoning

Account Number	266986
Street Address	1311 TOBIN ST
City	HOWE
State	TX
Zip	75459-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT HILL PHASE 1, BLOCK D, LOT 15, ACRES 0.154, UNDIVIDED INTEREST 66.6670000000%
Legal Subdivision	SUMMIT HILL PHASE 1
Legal Phase	1
Legal Block	D
Legal Lot Number	15
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1069
Census Tract	1801

Owner

Source: Grayson County assessment roll, APN 242 7214113, as of August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1311 TOBIN ST, HOWE, TX 75459-2949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 05, 2017
Deed Sale	Jun 05, 2017
Deed Document Number	2017-12185
Last Transfer Date	Jun 06, 2017
Transfer Doc	0000012185
Record Updated	Jun 08, 2026

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 06, 2017
Property Address	1311 TOBIN ST, HOWE, TX 75459-2949
Document Number	0000012185
Instrument Date	Jun 05, 2017
Instrument	12185
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1311 TOBIN ST HOWE TX 754592949, HOWE, TX 75459-2949

Mortgage

Document Number	12186
Date	Jun 06, 2017
Instrument	12186

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 05, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll as of August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,709 (-9.76%) Land $40,428 Building $151,281	$191,709 (-9.76%) Land $40,428 Building $151,281
2024	$4,341.00 (-2.16%)
2023		$212,440 Land $39,490 Building $172,950	$212,440 Land $39,490 Building $172,950
2022	$4,437.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), as of October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810018011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 93 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable · Fiber in parts of the area	1,000 / 50
AMG Technology Investment Group Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Texoma Communications Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0910013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HOWE serves 4,548 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.