Hancock County property record for 1315 Summit St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft · built 1955 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $71,500 (Aug 1997) |
| Tax Bill | $1,589 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-07-029.000 |
| Primary APN | 1010-244-07-029.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 572 sqft |
| 2nd Floor Area | 572 sqft |
| Basement Area | 429 sqft |
| Unfinished Basement | 429 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,775 sqft (0.224 acres) |
| Lot Dimensions | 208 ft deep x 47 ft wide |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 186 sqft |
| Patio Area | 180 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1315 SUMMIT ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUSTON & WISE SUB DIV 1 LOT 9 |
| Legal Subdivision | HUSTON & WISE SUB |
| Legal Lot Number | 9 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1000 |
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1315 SUMMIT ST, FINDLAY, OH 45840-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 1997 · Amount on Record |
| Deed Sale | Aug 27, 1997 · Amount on Record |
| Prior Sale | Sep 22, 1989 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1315 SUMMIT ST, FINDLAY, OH 45840-2257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2584/957 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 2584/957 |
| Instrument | 202100007908 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | FINDLAY, OH 45840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,589.00 (+9.44%) | $51,830 (+26.97%) Land $9,230 Building $42,600 | $148,080 (+26.95%) Land $26,380 Building $121,700 |
| 2023 | $1,452.00 Homeowner's exemption | $40,820 Land $7,270 Building $33,550 | |
| 2022 | $116,640 Land $20,770 Building $95,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| HDER Link Fixed Wireless | 500 / 500 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem.
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