1309 Summit St, Findlay, OH 45840 Property Records

Hancock County property record for 1309 Summit St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1920
Lot Size	0.205 acres (8,943 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Feb 2020)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-244-07-027.000`

Property Details

APN / Parcel Number

Primary APN	`1010-244-07-027.000`
Alternative APN	`580000242380`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,208 sqft Living Area
1st Floor Area	662 sqft
2nd Floor Area	546 sqft
Basement Area	514 sqft
Unfinished Basement	514 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,943 sqft (0.205 acres)
Lot Dimensions	208 ft deep x 43 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	44 sqft
Deck Area	78 sqft
Patio Area	332 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1309 SUMMIT ST
City	FINDLAY
State	OH
Zip	45840-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUSTON & WISE SUB DIV 1 LOT 7
Legal Subdivision	HUSTON & WISE SUB
Legal Lot Number	7
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4003
Census Tract	1000

Owner

Source: Hancock County records · APN 1010-244-07-027.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1309 SUMMIT ST, FINDLAY, OH 45840-2257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Apr 04, 2005 · Amount on Record
Deed Document Number	20201666
Deed Book / Page	2565 / 5476
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 26, 2020
Property Address	1309 SUMMIT ST, FINDLAY, OH 45840-2257
Document Number	02565/5476
Book / Page	2565 / 5476
Instrument Date	Feb 11, 2020
Instrument	202000001666
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC, DFLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1309 SUMMIT ST, FINDLAY, OH 45840-2257

Mortgage

Document Number	202000001667
Date	Feb 26, 2020
Instrument	202000001667

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (+9.41%)	$50,090 (+27%) Land $8,450 Building $41,640	$143,100 (+26.97%) Land $24,140 Building $118,960
2023	$1,403.00 Homeowner's exemption	$39,440 Land $6,650 Building $32,790
2022			$112,700 Land $19,010 Building $93,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
HDER Link Fixed Wireless	500 / 500
Defiance Holdings Fixed Wireless	500 / 100
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Electric, BCI Mississippi Broadband.

Based on FCC filings for 69 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FINDLAY CITY PWS serves 54,040 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.