Camden County property record for 1315 Summit Cir, Osage Beach, MO 65065
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,508 sqft · built 1987 |
| Lot Size | 0.217 acres (9,496 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $628 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 1.0 01.3 000.0 003 053.002 |
| Primary APN | 08 1.0 01.3 000.0 003 053.002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Gross Area |
| Year Built | Built 1987 |
|---|---|
| Construction Type | Frame |
| Lot Area | 9,496 sqft (0.217 acres) |
| Lot Dimensions | 120 ft deep x 16 ft wide |
| Street Address | 1315 SUMMIT CIR |
|---|---|
| City | OSAGE BEACH |
| State | MO |
| Zip | 65065-2346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 47 & 48 |
| Legal Subdivision | SUMMIT POINT EST 1ST ADD |
| Legal Lot Number | 47,48 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | PAWHUSKA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 950201 |
1315 Summit Cir is owned and occupied by an individual.
Source: Camden County records, as of November 7, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 SUMMIT CIR, OSAGE BEACH, MO 65065-2346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000074867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Aug 26, 2026 |
| Property Address | 1315 SUMMIT CIR, OSAGE BEACH, MO 65065-2346 |
| Document Number | 0360000650 |
| Book / Page | 360 / 650 |
| Instrument Date | Aug 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1315 SUMMIT CIR, OSAGE BEACH, MO 65065-2346 |
| Document Number | 0360000650, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 360/650 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1315 Summit Cir was $628.
Source: Camden County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Municipality | Osage Beach City |
| Unified School District | Camdenton R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $628.00 | $15,840 | $83,368 |
| 2023 | $15,840 (-) | $83,368 (-) | |
| 2022 | $659.00 | $15,840 | $83,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Summit Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Summit Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE BEACH EAST PWS serves 2,611 people · EPA ID MO3011367 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T, Splash Wireless Internet, T-Mobile.
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