1304 Summit Cir, Osage Beach, MO 65065 Property Records

Camden County property record for 1304 Summit Cir, Osage Beach, MO 65065

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,212 sqft · built 1993
Lot Size	0.38 acres (16,596 sqft)
Owner	Individual Name on Record
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 1.0 01.3 000.0 003 046.001`

Property Details

APN / Parcel Number

Primary APN	`08 1.0 01.3 000.0 003 046.001`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,212 sqft Gross Area

Exterior

Year Built	Built 1993
Construction Type	Frame
Lot Area	16,596 sqft (0.38 acres)
Lot Dimensions	170 ft deep x 71 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1304 SUMMIT CIR
City	OSAGE BEACH
State	MO
Zip	65065-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 & PT LOT 44
Legal Subdivision	SUMMIT POINT EST 1ST ADD
Legal Lot Number	43,44
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1053
Census Tract	950201

Owner

Source: Camden County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1304 SUMMIT CIR, OSAGE BEACH, MO 65065-2343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022
Deed Sale	Apr 1, 2022
Deed Document Number	0000869273
Deed Book / Page	869 / 273
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Apr 1, 2022
Property Address	1304 SUMMIT CIR, OSAGE BEACH, MO 65065-2343
Document Number	000869/273
Book / Page	869 / 273
Map Reference	MB 19 PG 62
Instrument Date	Apr 1, 2022
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	843 MAPLE TREE CIR, 843, OSAGE BEACH, MO 65065-8734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 SUMMIT CIR, OSAGE BEACH, MO 65065-2343

Mortgage

Document Number	0000034459
Date	Apr 1, 2022
Instrument	344/59

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	1304 SUMMIT CIR, OSAGE BEACH, MO 65065-2343
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734

Mortgage

Document Number	000343/684
Date	Mar 9, 2022
Book Page	343/684

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	270 Months
Due	Sep 4, 2044

Tax Assessment & Valuation

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Osage Beach City
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (-4.73%)	$32,540 (-)	$171,263 (-)
2023		$32,540 (-)	$171,263 (-)
2022	$1,354.00	$32,540	$171,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE BEACH EAST PWS serves 2,611 people · EPA ID MO3011367
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Splash Wireless Internet, T-Mobile.

Nearby Properties on Summit Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures