1315 Studer St, Houston, TX 77007 Property Records

Harris County property record for 1315 Studer St, Houston, TX 77007

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,696 sqft · built 2006
Lot Size0.048 acres (2,104 sqft)
Owner2 Individual Names on Record
Last Sale$409,700 (May 2020)
Tax Bill$6,052 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN127-579-001-0012

Property Details

APN / Parcel Number

Primary APN127-579-001-0012

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,696 sqft Living Area
1st Floor Area652 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area2,104 sqft (0.048 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1275790010012
Street Address1315 STUDER ST
CityHOUSTON
StateTX
Zip77007-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BLK 1 MEMORIAL PARK VILLAGE TWO PAR R/P
Legal SubdivisionMEMORIAL PARK VILLAGE TWO PAR R/P
Legal Block1
Legal Lot Number12
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3007
Census Tract510602

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1315 STUDER ST, HOUSTON, TX 77007-3236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Deed of Trust, Mortgage
FLAGSTAR BK
Oct 9, 2019Warranty Deed, Transfer
CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleOct 9, 2019
Deed Document Number2020204723
Prior Transfer DateMay 12, 2020
Prior Transfer Doc2020204723
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1315 STUDER ST, HOUSTON, TX 77007-3236
Document Number0000204724
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1315 STUDER ST HOUSTON TX 770073236, HOUSTON, TX 77007-3236

Mortgage

Document Number0000204724
DateMay 14, 2020
Instrument204724
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateOct 9, 2019
Property Address1315 STUDER ST, HOUSTON, TX 77007-3236
Document Number0000448615
Instrument DateOct 8, 2019
Instrument448615
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyCHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 STUDER ST HOUSTON TX 770073236, HOUSTON, TX 77007-3236

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,316 (-2.86%) Land $207,454 Building $207,862$415,316 (-2.86%) Land $207,454 Building $207,862
2025$6,052.00 (-2.95%) Homeowner's exemption$427,549 (+4.2%) Land $207,454 Building $220,095$427,549 (+4.2%) Land $207,454 Building $220,095
2024$6,236.00 (-11.05%)
2023$410,315 (+6.49%) Land $207,454 Building $202,861$410,315 (+6.49%) Land $207,454 Building $202,861
2022$7,011.00 (-16.96%) Homeowner's exemption$385,305 Land $207,454 Building $177,851$385,305 Land $207,454 Building $177,851
2020$8,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims5 (2015–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,760 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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