Harris County property record for 1312 Studer St, Houston, TX 77007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,635 sqft · built 2005 |
| Lot Size | 0.045 acres (1,942 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,150 (Aug 2023) |
| Tax Bill | $7,706 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-003-001-0016 |
| Primary APN | 126-003-001-0016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,635 sqft Living Area |
| 1st Floor Area | 937 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,942 sqft (0.045 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1260030010016 |
|---|---|
| Street Address | 1312 STUDER ST |
| City | HOUSTON |
| State | TX |
| Zip | 77007-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 16 BLK 1 MEMORIAL PARK VILLAGE |
| Legal Subdivision | MEMORIAL PARK VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 510602 |
Source: Harris County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1312 STUDER ST, HOUSTON, TX 77007-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 27, 2021 | Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 27, 2020 | Deed of Trust, Mortgage FLAT BR MTG |
| Feb 1, 2017 | Quit Claim Deed, Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 2023292762 |
| Prior Transfer Date | Jul 23, 2021 |
| Prior Transfer Doc | 2021423425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 3, 2023 |
| Property Address | 1312 STUDER ST, HOUSTON, TX 77007-3223 |
| Document Number | 0000292762 |
| Map Reference | MF 568143 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023-292762 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1312 STUDER ST, HOUSTON, TX 77007-3223 |
| Name | Verified Name |
|---|---|
| Address | 1312 STUDER ST, HOUSTON, TX 77007-3223 |
| Investor | Possibly a Property Investor |
| Document Number | 0000292763 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023-292763 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 27, 2021 |
| Property Address | 1312 STUDER ST, HOUSTON, TX 77007-3223 |
| Document Number | 2021423425 |
| Map Reference | MF 568143 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021-423425 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1312 STUDER ST, HOUSTON, TX 77007-3223 |
| Document Number | 2021423426 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021-423426 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1312 STUDER ST, HOUSTON, TX 77007-3223 |
| Document Number | 0000235774 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1312 STUDER ST HOUSTON TX 770073223, HOUSTON, TX 77007-3223 |
| Document Number | 0000235774 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 235774 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 1, 2017 |
| Property Address | 1312 STUDER ST, HOUSTON, TX 77007-3223 |
| Document Number | 0000046278 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 46278 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1312 STUDER ST HOUSTON TX 770073223, HOUSTON, TX 77007-3223 |
| Document Number | 46279 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 46279 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Jan 31, 2044 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,512 (-7.48%) Land $201,385 Building $134,127 | $335,512 (-7.48%) Land $201,385 Building $134,127 | |
| 2025 | $7,706.00 (-9.69%) | $362,622 (-3.1%) Land $201,385 Building $161,237 | $362,622 (-3.1%) Land $201,385 Building $161,237 |
| 2024 | $8,533.00 (+64.95%) | ||
| 2023 | $374,219 (+5.91%) Land $201,385 Building $172,834 | $374,219 (+5.91%) Land $201,385 Building $172,834 | |
| 2022 | $5,173.00 (-13.01%) Homeowner's exemption | $353,343 Land $201,385 Building $151,958 | $353,343 Land $201,385 Building $151,958 |
| 2020 | $5,947.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 5 (2015–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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