1315 Stonefield Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1315 Stonefield Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,141 sqft · built 2002
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Oct 2019)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-133-015-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-133-015-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	2,141 sqft
Basement Area	2,141 sqft
Unfinished Basement	2,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	561 sqft
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1315 STONEFIELD DR
City	WATERLOO
State	IL
Zip	62298-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 15 STONEFIELD
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	STONEFIELD
Legal Lot Number	15
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1315 STONEFIELD DR, WATERLOO, IL 62298-2777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage DELMAR FINANCIAL CO
Oct 22, 2019	Quit Claim Deed, Transfer ACCENT TITLE
Oct 22, 2019	Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	2019404296
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	0000404298
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1315 STONEFIELD DR, WATERLOO, IL 62298-2777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413211
Date	Dec 8, 2020
Instrument	413211

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Oct 22, 2019
Property Address	1315 STONEFIELD DR, WATERLOO, IL 62298-2777
Document Number	0000404298
Instrument Date	Oct 17, 2019
Instrument	404298
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1315 STONEFIELD DR WATERLOO IL 622982777, WATERLOO, IL 62298-2777

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Oct 22, 2019
Property Address	1315 STONEFIELD DR, WATERLOO, IL 62298-2777
Document Number	0000404296
Instrument Date	Oct 17, 2019
Instrument	404296
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1315 STONEFIELD DR, WATERLOO, IL 62298-2777

Mortgage

Document Number	0000404297
Date	Oct 22, 2019
Instrument	404297

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,587.00 (+6%) Homeowner's exemption	$118,500 (+26.79%) Land $16,950 Building $101,550	$355,500 (+26.79%) Land $50,850 Building $304,650
2024	$6,214.00
2022	Homeowner's exemption Additional exemption filed	$93,460 Land $15,510 Building $77,950	$280,380 Land $46,530 Building $233,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on Stonefield Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures