1314 Stonefield Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1314 Stonefield Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,500 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$5,718 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-01-133-041-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-133-041-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	561 sqft

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Patio Area	416 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1314 STONEFIELD DR
City	WATERLOO
State	IL
Zip	62298-2778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 41 STONEFIELD
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	STONEFIELD
Legal Lot Number	41
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4025
Census Tract	600501

Owner

Source: Monroe County records · APN 10-01-133-041-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1314 STONEFIELD DR, WATERLOO, IL 62298-2778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BK
Jul 02, 2018	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1314 STONEFIELD DR, WATERLOO, IL 62298-2778
Document Number	0000410555
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1314 STONEFIELD DR WATERLOO IL 622982778, WATERLOO, IL 62298-2778

Mortgage

Document Number	0000410555
Date	Aug 28, 2020
Instrument	410555

Lender

Name	STATE BK
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2035

Interest

Rate	2.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1314 STONEFIELD DR, WATERLOO, IL 62298-2778
Document Number	0000397061
Instrument Date	Jul 02, 2018
Transaction Type	Mortgage
Record Updated	Aug 09, 2018
Title Company	MONROE COUNTY TITLE COMPANY (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1314 STONEFIELD DR WATERLOO IL 622982778, WATERLOO, IL 62298-2778

Mortgage

Document Number	0000397061
Date	Jul 25, 2018
Instrument	397061

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 24, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.82%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,070 (+21.52%) Land $16,790 Building $87,280	$312,210 (+21.52%) Land $50,370 Building $261,840
2024	$5,718.00
2022	Disabled Person's exemption Veteran's exemption Additional exemption filed	$85,640 Land $15,410 Building $70,230	$256,920 Land $46,230 Building $210,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Holding Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Based on FCC filings for 123 locations within half a mile of this property.

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