Saginaw County property record for 1315 S Orr Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1978 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Sep 2021) |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-31-2003-001 |
| Primary APN | 28-12-3-31-2003-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1315 S ORR RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1/R-1 |
| Legal Description | PART OF FRL SW 1/4 OF FRL NW 1/4 BEG AT A POINT ON W LINE OF SEC 31 660 FT N FROM W 1/4 CORN TH N 110 FT TH S89DEG 21MIN 36 |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 31 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 12003 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1315 S ORR RD, HEMLOCK, MI 48626-9483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on Record |
| Deed Sale | Sep 7, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2011 · Amount on Record |
| Deed Document Number | 202129232 |
| Prior Transfer Date | Oct 15, 2002 |
| Prior Transfer Doc | 2236002205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 7, 2021 |
| Property Address | 1315 S ORR RD, HEMLOCK, MI 48626-9483 |
| Document Number | 2021029232 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021029232 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1315 S ORR RD, 1315, HEMLOCK, MI 48626-9483 |
| Name | Verified Name |
|---|---|
| Address | 217 N MAIN ST, CAMBRIDGE, IL 61238-1110 |
| Document Number | 0000028991 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021028991 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,000 (+31.9%) | $196,000 (+31.9%) | |
| 2025 | $3,060.00 (+1,154.1%) Homeowner's exemption | ||
| 2024 | $244.00 (+8.44%) | ||
| 2023 | $74,300 | $148,600 | |
| 2022 | $225.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures