Saginaw County property record for 1291 S Orr Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,220 sqft · built 1965 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Sep 2024) |
| Tax Bill | $4,357 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-31-2007-000 |
| Primary APN | 28-12-3-31-2007-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| Basement Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Area | 1,058 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1291 S ORR RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1/R-1 |
| Legal Description | SLY 232 FT OF NLY 332 FT OF WLY 495 FT OF SW FRL 1/4 OF NW FRL 1/4 EXC N 100 FT OF W 300 FT THEREOF 1.96 ACRES SEC 31 T12N |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 31 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 12003 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1291 S ORR RD, HEMLOCK, MI 48626-9484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2024 · Amount on Record |
| Deed Sale | Sep 5, 2024 · Amount on Record |
| Prior Sale | Apr 23, 2008 · Amount on Record |
| Deed Document Number | 202420299 |
| Prior Transfer Date | Aug 27, 2024 |
| Prior Transfer Doc | 0000020299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1291 S ORR RD, HEMLOCK, MI 48626-9484 |
| Document Number | 0000020174 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1291 S ORR RD HEMLOCK MI 486269484, HEMLOCK, MI 48626-9484 |
| Document Number | 0000020174 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 20174 |
| Name | 1ST ST BK MI |
|---|---|
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 17, 2045 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,700 (+26.94%) | $337,400 (+26.94%) | |
| 2025 | $4,357.00 (+20.03%) Homeowner's exemption | ||
| 2023 | $132,900 | $265,800 | |
| 2022 | $3,630.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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