DeSoto County property record for 1255 Milam Ln, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,778 sqft · built 1989 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,704 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-08-03-0-00015-00 |
| Primary APN | 3-07-3-08-03-0-00015-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,778 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 1255 MILAM LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILAM COUNTRY II S-D LOT 15 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 08 |
| Legal Subdivision | MILAM COUNTRY II S-D |
| Legal Lot Number | 15 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-08-03-0-00015-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1255 MILAM LN, HERNANDO, MS 38632-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 05, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 05, 2017 |
| Transfer Doc | 20170705010194110 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1255 MILAM LN, HERNANDO, MS 38632-7713 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1255 MILAM LN, HERNANDO, MS 38632-7713 |
| Document Number | 005567/715 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 5567/715 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1255 MILAM LN, HERNANDO, MS 38632-7713 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1255 MILAM LN, HERNANDO, MS 38632-7713 |
| Document Number | 005349/783 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 5349/783 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 05, 2017 |
| Property Address | 1255 MILAM LN, HERNANDO, MS 38632-7713 |
| Document Number | 20170705010194110 |
| Map Reference | PL29 PG20-21 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 20170705010194110 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1255 MILAM LN, HERNANDO, MS 38632-7713 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (+17.87%) | $25,705 (+37.98%) Land $2,000 Building $23,705 | $257,051 (+37.98%) Land $20,000 Building $237,051 |
| 2023 | $2,294.00 | $18,629 | $186,292 Land $20,000 Building $166,292 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Moderate above 56% of the US · above 69% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 862 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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