McHenry County property record for 1315 Lilac Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.418 acres (18,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (May 2021) |
| Tax Bill | $7,548 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-27-276-011 |
| Primary APN | 01-27-276-011 |
|---|
| Lot Area | 18,223 sqft (0.418 acres) |
|---|
| Street Address | 1315 LILAC LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2013R0046435 (RE-RECORD) LT 116 OAK GROVE CROSSING UNIT 3 |
| Legal Subdivision | OAK GROVE CROSSING UNIT 3 |
| Legal Lot Number | 116 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 870301 |
1315 Lilac Ln is owned and occupied by two individuals who bought it in May 2021.
Source: McHenry County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 LILAC LN, HARVARD, IL 60033-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| May 20, 2021 | Deed, Transfer |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on File |
| Deed Sale | May 20, 2021 · Amount on File |
| Prior Sale | Sep 3, 2013 · Amount on File |
| Deed Document Number | 202127716 |
| Prior Transfer Date | Aug 29, 2013 |
| Prior Transfer Doc | 0000046435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 1315 LILAC LN, HARVARD, IL 60033-3722 |
| Document Number | 0000010909 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202610909 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1315 LILAC LN, HARVARD, IL 60033-3722 |
| Document Number | 0000010909, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 202610909 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 24, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 20, 2021 |
| Property Address | 1315 LILAC LN, HARVARD, IL 60033-3722 |
| Document Number | 0000027716 |
| Map Reference | DOC 2003R156844 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021R0027716 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1315 LILAC LN, HARVARD, IL 60033-3722 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1315 LILAC LN, HARVARD, IL 60033-3722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013014 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 2020R0013014 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Mar 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1315 LILAC LN, HARVARD, IL 60033-3722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052823 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2020R0052823 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,548.00 | $92,194 Land $12,909 Building $79,285 | $276,582 Land $38,727 Building $237,855 |
| 2022 | Homeowner's exemption | $73,412 Land $11,670 Building $61,742 | $220,236 Land $35,010 Building $185,226 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Lilac Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Lilac Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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