McHenry County property record for 1312 Lilac Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · built 2005 |
| Lot Size | 0.402 acres (17,519 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jan 2009) |
| Tax Bill | $6,833 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-27-278-010 |
| Primary APN | 01-27-278-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,519 sqft (0.402 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1312 LILAC LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2009R0003148 LT 113 OAK GROVE CROSSING UNIT 3 |
| Legal Subdivision | OAK GROVE CROSSING UNIT 3 |
| Legal Lot Number | 113 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 870301 |
Source: McHenry County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1312 LILAC LN, HARVARD, IL 60033-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2009 · Amount on Record |
| Deed Sale | Jan 23, 2009 · Amount on Record |
| Prior Sale | Oct 14, 2008 |
| Deed Document Number | 20093148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1312 LILAC LN, HARVARD, IL 60033-3722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015794 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 2020R0015794 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1312 LILAC LN, HARVARD, IL 60033-3722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051330 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020R0051330 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1312 LILAC LN, HARVARD, IL 60033-3722 |
| Document Number | 0000004931 |
| Instrument Date | Jan 27, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1312 LILAC LN HARVARD IL 600333722, HARVARD, IL 60033-3722 |
| Document Number | 0000004931 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 4931 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2051 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,833.00 | $84,221 (+25.32%) Land $12,909 Building $71,312 | $252,663 (+25.32%) Land $38,727 Building $213,936 |
| 2022 | Homeowner's exemption | $67,204 Land $11,670 Building $55,534 | $201,612 Land $35,010 Building $166,602 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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