St. Louis County property record for 1315 Holgate Dr, Unit D, Ballwin, MO 63021
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,009 sqft · built 1991 |
| Lot Size | 0.023 acres (1,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,906 (Apr 2023) |
| Tax Bill | $2,197 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24Q-21-1747 |
| Primary APN | 24Q-21-1747 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 1,009 sqft Living Area |
| 1st Floor Area | 1,009 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 1,011 sqft (0.023 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Balcony Area | 11 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1315 HOLGATE DR, D |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7675 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R4 |
| Legal Description | HIGHLANDS AT HICKORY SOUND PLAT TWO CONDOMINIUM (THE) BLDG QQ UNIT D .9615% IN COMMON ELEMENTS (9344 2234) |
| Legal Subdivision | HIGHLANDS AT HICKORY SOUND PLAT TWO |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 217942 |
Source: St. Louis County records · APN 24Q-21-1747
Assessment roll updated September 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 HOLGATE DR, D, BALLWIN, MO 63021-7675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2023 · Amount on Record |
| Deed Sale | Apr 07, 2023 · Amount on Record |
| Prior Sale | Jun 24, 2004 · Amount on Record |
| Deed Document Number | 2023352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 06, 2026 |
| Document Number | 0000000099 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202699 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000000099, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 202699 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 07, 2023 |
| Property Address | 1315 HOLGATE DR UNIT D, D, BALLWIN, MO 63021-7675 |
| Document Number | 2023040700352 |
| Map Reference | MB 308 PG 30&31 |
| Instrument Date | Apr 06, 2023 |
| Instrument | 2023040700352 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | UNKNOWN, PTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 GOLDEN CHERRY DR, WILDWOOD, MO 63040-1657 |
| Name | Verified Name |
|---|---|
| Address | 1315 HOLGATE DR UNIT D, D, BALLWIN, MO 63021-7675 |
| Document Number | 2023040700354 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 2023040700354 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Valley Park School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,400 (+19.73%) Land $8,440 Building $23,960 | $170,500 (+19.73%) Land $44,400 Building $126,100 | |
| 2024 | $2,197.00 (+0.73%) | ||
| 2023 | $2,181.00 (+4.4%) | $27,060 (+14.03%) Land $3,460 Building $23,600 | $142,400 (+14.01%) Land $18,200 Building $124,200 |
| 2022 | $2,089.00 | $23,730 Land $4,790 Building $18,940 | |
| 2021 | $124,900 Land $25,200 Building $99,700 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 206 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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