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1315 Clegg St, Howe, TX 75459 Property Records

Grayson County property record for 1315 Clegg St, Howe, TX 75459

Property Summary

Property TypeSingle Family Home
Details1,561 sqft · built 2017
Lot Size0.137 acres (6,011 sqft)
OwnerIndividual Name on Record
Tax Bill$5,909 (2024)
Deeds & MortgagesMar 2025 Mortgage
Mar 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN242 7214025

Property Details

APN / Parcel Number

Primary APN242 7214025
Alternative APN
  • 266898

Interior

Building Area1,561 sqft
Gross Area1,979 sqft
1st Floor Area1,561 sqft

Exterior

Year BuiltBuilt 2017
Lot Area6,011 sqft (0.137 acres)
Garage TypeAttached
Garage Area418 sqft
PorchPorch
Porch Area186 sqft

Location & Zoning

Account Number266898
Street Address1315 CLEGG ST
CityHOWE
StateTX
Zip75459-2911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT HILL PHASE 1, BLOCK A, LOT 25, ACRES .138, UNDIVIDED INTEREST 50.0000000000%
Legal SubdivisionSUMMIT HILL PHASE 1
Legal Phase1
Legal BlockA
Legal Lot Number25
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1070
Census Tract1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1315 CLEGG ST, HOWE, TX 75459-2911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2025Vendor's Lien, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 11, 2020Vendor's Lien, Transfer · Conventional Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Jul 7, 2017Grant Deed, Subdivision Related Transfer
ONETRUST HM LOANS
Jun 28, 2017Deed of Trust, Mortgage · FHA Mortgage
ONETRUST HM LOANS
Feb 8, 2017Grant Deed, Transfer
SENDERA TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2025
Deed SaleMar 4, 2025
Prior SaleMar 11, 2020
Deed Document Number2025-5361
Record UpdatedJun 8, 2026

March 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMar 4, 2025
Property Address1315 CLEGG ST, HOWE, TX 75459-2911
Document Number0000005361
Map ReferenceVOL 21 PG 89
Instrument DateFeb 28, 2025
Instrument2025-5361
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 CLEGG ST, HOWE, TX 75459-2911
InvestorPossibly a Property Investor

Mortgage

Document Number0000005362
DateMar 4, 2025
Instrument2025-5362
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2055

March 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMar 11, 2020
Property Address1315 CLEGG ST, HOWE, TX 75459-2911
Document Number0000006267
Map ReferenceVOL 21 PG 89
Instrument DateMar 2, 2020
Instrument2020-00006267
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyLT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3205 FOX RIDGE TRL, 3205, MESQUITE, TX 75181-0011

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 N GRAVES ST, MC KINNEY, TX 75069-3137
InvestorPossibly a Property Investor

Mortgage

Document Number0000006268
DateMar 11, 2020
Instrument2020-00006268
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionGRAYSON TX
Recording DateJul 7, 2017
Property Address1315 CLEGG ST, HOWE, TX 75459-2911
Document Number0000014819
Instrument DateJun 30, 2017
Instrument14819
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 20, 2018
Title CompanyTEXAS AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 CLEGG ST HOWE TX 754592911, HOWE, TX 75459-2911

Mortgage

Document Number14820
DateJul 7, 2017
Instrument14820
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueJul 6, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1315 CLEGG ST, HOWE, TX 75459-2911
Document Number0000017169
Instrument DateJun 28, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyTEXAS AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 CLEGG ST HOWE TX 754592911, HOWE, TX 75459-2911

Mortgage

Document Number0000017169
DateAug 2, 2017
Instrument17169
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGRAYSON TX
Recording DateFeb 8, 2017
Property Address1315 CLEGG ST, HOWE, TX 75459-2911
Document Number0000002616
Book / Page005946 / 000559
Instrument DateFeb 6, 2017
Instrument2616
Transaction TypeTransfer
Record UpdatedApr 17, 2017
Title CompanySENDERA TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityHowe Town
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$141,729 (-51.02%) Land $29,005 Building $112,724$141,729 (-51.02%) Land $29,005 Building $112,724
2024$5,909.00 (-1.12%)
2023$289,345 Land $58,009 Building $231,336$289,345 Land $58,009 Building $231,336
2022$5,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2006–2022)
Claims Outside the SFHA8 of 10
Most Recent ClaimNov 2022 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOWE
serves 4,548 people · EPA ID TX0910013
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable · Fiber in parts of the area		1,000 / 50
Nextlink
Fixed Wireless		400 / 100
Verizon
Fixed Wireless		300 / 20
TekWav
Fixed Wireless		100 / 20

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