1314 Clegg St, Howe, TX 75459 Property Records

Grayson County property record for 1314 Clegg St, Howe, TX 75459

Property Summary

Property TypeSingle Family Home
Details1,561 sqft · built 2017
Lot Size0.16 acres (7,013 sqft)
OwnerIndividual Name on Record
Tax Bill$5,858 (2024)
Deeds & MortgagesDec 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN242 7214101

Property Details

APN / Parcel Number

Primary APN242 7214101
Alternative APN
  • 266976

Interior

Building Area1,561 sqft Living Area
Gross Area1,979 sqft
1st Floor Area1,561 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Lot Area7,013 sqft (0.16 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area186 sqft

Location & Zoning

Account Number266976
Street Address1314 CLEGG ST
CityHOWE
StateTX
Zip75459-2912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT HILL PHASE 1, BLOCK D, LOT 2, ACRES 0.161
Legal SubdivisionSUMMIT HILL PHASE 1
Legal Phase1
Legal BlockD
Legal Lot Number2
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1069
Census Tract1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1314 CLEGG ST, HOWE, TX 75459-2912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · VA Mortgage
GOLDWATER BANK NA
Sep 26, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
ONETRUST HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2017
Deed SaleSep 25, 2017
Deed Document Number2017-21461
Last Transfer DateSep 26, 2017
Transfer Doc0000021461
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1314 CLEGG ST, HOWE, TX 75459-2912
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034404
DateDec 10, 2020
Instrument2020-00034404
Lender
NameGOLDWATER BANK NA
TypeBank
Address86916
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

September 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionGRAYSON TX
Recording DateSep 26, 2017
Property Address1314 CLEGG ST, HOWE, TX 75459-2912
Document Number0000021461
Instrument DateSep 25, 2017
Instrument21461
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 22, 2017
Title CompanyTEXAS AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 CLEGG ST HOWE TX 754592912, HOWE, TX 75459-2912

Mortgage

Document Number21462
DateSep 26, 2017
Instrument21462
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityHowe Town
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$285,180 (-0.12%) Land $61,576 Building $223,604$285,180 (-0.12%) Land $61,576 Building $223,604
2024$5,858.00 (-0.76%)
2023$285,511 Land $59,752 Building $225,759$285,511 Land $59,752 Building $225,759
2022$5,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2006–2022)
Claims Outside the SFHA8 of 10
Most Recent ClaimNov 2022 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOWE
serves 4,548 people · EPA ID TX0910013
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
Nextlink
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
TekWav
Fixed Wireless
100 / 20

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