1315 Boyd St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1315 Boyd St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,464 sqft · built 1916
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Sep 2024)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`221-0019-0115-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0115-00`
Alternative APN	`0040189`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,333 sqft
1st Floor Area	869 sqft
2nd Floor Area	595 sqft
Upper Floors Area	595 sqft
Attic	Attic
Attic Area	415 sqft
Basement Area	869 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,311 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33.5 ft wide
Garage Type	Detached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1315 BOYD ST
City	CINCINNATI
State	OH
Zip	45223-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	1315 BOYD ST 33.50 X 100 PT LOT 6 J C LUDLOW EST
Legal Subdivision	LUDLOW EST
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1022
Census Tract	7400

Owner

Source: Hamilton County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 BOYD ST, CINCINNATI, OH 45223-2113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 14, 2019	Warranty Deed, Transfer · Line of Credit MIDWEST PROP REDEV LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	202463219
Deed Book / Page	15247 / 2038
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 27, 2026
Property Address	1315 BOYD ST, CINCINNATI, OH 45223-2113
Document Number	0000070443
Book / Page	15738 / 1176
Instrument Date	Aug 21, 2026
Instrument	202670443
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 BOYD ST, CINCINNATI, OH 45223-2113

Mortgage

Document Number	0000070443,
Date	Aug 27, 2026
Book Page	15738/1176
Instrument	202670443

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 14, 2019
Property Address	1315 BOYD ST, CINCINNATI, OH 45223-2113
Document Number	0000067673
Book / Page	013980 / 002897
Instrument Date	Jun 27, 2019
Instrument	67673
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3189 PRINCETON RD #298 FAIRFIELD TOWNSHIP OH 450115338, 298, FAIRFIELD TOWNSHIP, OH 45011-5338

Mortgage

Document Number	67674
Date	Aug 14, 2019
Book Page	013980/002899
Instrument	67674

Lender

Name	MIDWEST PROP REDEV LTD
Address	3707 WARSAW AVE, CINCINNATI, OH 45205-1773

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,131.00 (-2.67%)	$83,287 (+%) Land $12,009 Building $71,278	$237,960 (-) Land $34,310 Building $203,650
2024	$5,272.00 (-0.19%)	$83,285 (-) Land $12,008 Building $71,277
2023	$5,282.00 (+12.72%)	$83,285 (+25.31%) Land $12,008 Building $71,277	$237,960 (+25.31%) Land $34,310 Building $203,650
2022	$4,686.00	$66,462 Land $6,220 Building $60,242
2020			$189,890 Land $17,770 Building $172,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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