13148 Kara Ln, Silver Spring, MD 20904 Property Records

Montgomery County property record for 13148 Kara Ln, Silver Spring, MD 20904

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,984 sqft · built 1985
Lot Size0.049 acres (2,128 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (Sep 2026)
Tax Bill$4,293 (2025)
Deeds & MortgagesSep 2026 Sale
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-02464641

Property Details

APN / Parcel Number

Primary APN05-02464641
Alternative APN
  • 02464641

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,984 sqft Living Area
1st Floor Area792 sqft
Basement Area400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area2,128 sqft (0.049 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02464641
Street Address13148 KARA LN
CitySILVER SPRING
StateMD
Zip20904-3451
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT8.0
Legal DescriptionCAROL ACRES
Legal SubdivisionCAROLE ACRES
Legal BlockJ
Legal Lot Number22
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group4
Census Block4007
Census Tract701503

Owner

Source: Montgomery County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13148 KARA LN, SILVER SPRING, MD 20904-3451
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed, Transfer
FIDELITY NATIONAL TITLE
Mar 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2026 · Amount on Record
Deed SaleSep 28, 2026 · Amount on Record
Deed Book / Page70969 / 235
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateSep 28, 2026
Property Address13148 KARA LN, SILVER SPRING, MD 20904-3451
Document Number7096000235
Book / Page70969 / 235
Instrument DateSep 24, 2026
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$469,650.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address13148 KARA LN, SILVER SPRING, MD 20904-3451

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13148 KARA LN, SILVER SPRING, MD 20904-3451
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPENFED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0539320364
DateMar 7, 2017
Book Page53932/364
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,800 (+7.74%) Land $138,600 Building $272,200$410,800 (-) Land $138,600 Building $272,200
2025$4,293.00 (+33.36%)$381,300 (+18.31%)$410,800 (+27.46%) Land $138,600 Building $272,200
2023$322,300 Land $138,600 Building $183,700$322,300 Land $138,600 Building $183,700
2022$3,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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