Montgomery County property record for 13138 Kara Ln, Silver Spring, MD 20904
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,984 sqft · built 1986 |
| Lot Size | 0.049 acres (2,128 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2018) |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02464606 |
| Primary APN | 05-02464606 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,128 sqft (0.049 acres) |
| Deck Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02464606 |
|---|---|
| Street Address | 13138 KARA LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-3453 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | CAROLE ACRES |
| Legal Subdivision | CAROLE ACRES |
| Legal Block | J |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 701503 |
Source: Montgomery County records · APN 05-02464606
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13138 KARA LN, SILVER SPRING, MD 20904-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jun 20, 2018 | Grant Deed, Transfer NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| May 22, 2018 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on Record |
| Deed Sale | Jun 20, 2018 · Amount on Record |
| Prior Sale | Jan 10, 1991 · Amount on Record |
| Deed Book / Page | 56198 / 477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 13138 KARA LN, SILVER SPRING, MD 20904-3453 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | OLD REPUBLIC |
| Name | Verified Name |
|---|---|
| Address | 13138 KARA LN, SILVER SPRING, MD 20904-3453 |
| Document Number | 0615790125 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 61579/125 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 20, 2018 |
| Property Address | 13138 KARA LN, SILVER SPRING, MD 20904-3453 |
| Document Number | 0561980477 |
| Book / Page | 056198 / 000477 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13138 KARA LN SILVER SPRING MD 209043453, SILVER SPRING, MD 20904-3453 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 13138 KARA LN, SILVER SPRING, MD 20904-3453 |
| Document Number | 0561980487 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 13138 KARA LN SILVER SPRING MD 209043453, SILVER SPRING, MD 20904-3453 |
| Document Number | 0561980487 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 056198/000487 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,300 (+7.82%) Land $138,600 Building $279,700 | $418,300 (-) Land $138,600 Building $279,700 | |
| 2025 | $4,370.00 (+33.56%) | $387,967 (+18.54%) | $418,300 (+27.8%) Land $138,600 Building $279,700 |
| 2023 | $327,300 Land $138,600 Building $188,700 | $327,300 Land $138,600 Building $188,700 | |
| 2022 | $3,272.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 312 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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