13148 Broad St, Carmel, IN 46032 Property Records

Hamilton County property record for 13148 Broad St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,418 sqft · built 2006
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Tax Bill	$13,127 (2024)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-052-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-052-003.000-018`
Alternative APN	`1709280052003000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,418 sqft Living Area
1st Floor Area	1,648 sqft
2nd Floor Area	1,636 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	1,648 sqft
Finished Basement	1,318 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Architectural Style	Other
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	206 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709280052003000
Street Address	13148 BROAD ST
City	CARMEL
State	IN
Zip	46032-7356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .56, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 10012, LOT 146, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	28
Legal Subdivision	VILLAGE/WESTCLAY SEC 10012
Legal Lot Number	146 104
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3017
Census Tract	110909

Owner

Source: Hamilton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13148 BROAD ST, CARMEL, IN 46032-7356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MILESTONE HOME LENDING LLC
May 29, 2018	Grant Deed, Foreclosure MTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021
Deed Sale	Sep 13, 2021
Prior Sale	May 29, 2018 · Amount on Record
Deed Document Number	2021066621
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13148 BROAD ST, CARMEL, IN 46032-7356
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13148 BROAD ST, CARMEL, IN 46032-7356
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092211
Date	Dec 28, 2021
Instrument	2021092211

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BOONE GROVE, IN 46302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13148 BROAD ST, CARMEL, IN 46032-7356
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050940
Date	Nov 24, 2025
Instrument	2025050940

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 13, 2021
Property Address	13148 BROAD ST, CARMEL, IN 46032-7356
Document Number	0000066621
Map Reference	DOC 200500070088
Instrument Date	Sep 9, 2021
Instrument	2021066621
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13148 BROAD ST, CARMEL, IN 46032-7356
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066622
Date	Sep 13, 2021
Instrument	2021066622

Lender

Name	MILESTONE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	May 29, 2018
Property Address	13148 BROAD ST, CARMEL, IN 46032-7356
Document Number	0000023108
Instrument Date	May 29, 2018
Instrument	23108
Transaction Type	Foreclosure
Record Updated	Dec 9, 2020
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13148 BROAD ST CARMEL IN 460327356, CARMEL, IN 46032-7356

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,336,300 (+17.47%) Land $254,000 Building $1,082,300	$1,336,300 (+17.47%) Land $254,000 Building $1,082,300
2024	$13,127.00 (+34.57%)	$1,137,600 (+33.01%) Land $254,000 Building $883,600	$1,137,600 (+33.01%) Land $254,000 Building $883,600
2023	$9,755.00 (+10.63%) Homeowner's exemption	$855,300 (+11.51%) Land $254,000 Building $601,300	$855,300 (+11.51%) Land $254,000 Building $601,300
2022	$8,818.00 Homeowner's exemption	$767,000 Land $130,100 Building $636,900	$767,000 Land $130,100 Building $636,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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