Hamilton County property record for 13097 Broad St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 6,333 sqft · built 1999 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,361 (2024) |
| Deeds & Mortgages | Aug 2023 Transfer Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-002-001.000-018 |
| Primary APN | 29-09-28-002-001.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 6,333 sqft Living Area |
| 1st Floor Area | 2,373 sqft |
| 2nd Floor Area | 1,381 sqft |
| Basement Area | 2,319 sqft |
| Finished Basement | 1,739 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.389 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280002001000 |
|---|---|
| Street Address | 13097 BROAD ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-7227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .39, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 10005, LOT 354, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | CLAY VL OF WEST |
| Legal Lot Number | 354 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 111009 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13097 BROAD ST, CARMEL, IN 46032-7227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Correction Deed |
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Nov 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2024 |
| Deed Sale | Aug 13, 2024 |
| Prior Sale | Nov 15, 2021 · Amount on Record |
| Deed Document Number | 2024029491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 18, 2023 |
| Property Address | 13097 BROAD ST, CARMEL, IN 46032-7227 |
| Document Number | 0000031754 |
| Map Reference | DOC 9946966 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023031754 |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13097 BROAD ST, CARMEL, IN 46032-7227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1034 WINDSOR ESTATES CT, WESTFIELD, IN 46074-7004 |
| Document Number | 0000078259 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021078259 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 15, 2021 |
| Property Address | 13097 BROAD ST, CARMEL, IN 46032-7227 |
| Document Number | 0000082221 |
| Map Reference | CAB 2 SL 297 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021082221 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13097 BROAD ST, CARMEL, IN 46032-7227 |
| Document Number | 0000082222 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021082222 |
| Name | CELEBRITY HOE LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Number | 0000082223 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021082223 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850,800 (+16.29%) Land $255,300 Building $595,500 | $850,800 (+16.29%) Land $255,300 Building $595,500 | |
| 2024 | $8,361.00 (+0.59%) | $731,600 (-) Land $255,300 Building $476,300 | $731,600 (-) Land $255,300 Building $476,300 |
| 2023 | $8,312.00 (+5.99%) Homeowner's exemption | $731,600 (+7.01%) Land $255,300 Building $476,300 | $731,600 (+7.01%) Land $255,300 Building $476,300 |
| 2022 | $7,842.00 (+8.17%) Homeowner's exemption | $683,700 Land $204,300 Building $479,400 | $683,700 Land $204,300 Building $479,400 |
| 2021 | $7,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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