Orange County property record for 13147 Harbor Dr, Orange, VA 22960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,964 sqft · built 1995 |
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,938 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00-01-00-0038 |
| Primary APN | 046-00-01-00-0038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,964 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 228,690 sqft (5.25 acres) |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 4,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11211 |
|---|---|
| Street Address | 13147 HARBOR DR |
| City | ORANGE |
| State | VA |
| Zip | 22960-3953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A AGRICULTURAL |
| Legal Description | 46 (1) 38 |
| Legal Subdivision | LAKE ORANGE ESTATES |
| Legal Lot Number | 38 |
| Jurisdiction | ORANGE VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 110105 |
13147 Harbor Dr is owned and occupied by two individuals who acquired it in July 1995.
Source: Orange County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13147 HARBOR DR, ORANGE, VA 22960-3953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK |
| Aug 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 1995 |
| Deed Sale | Jul 21, 1995 |
| Deed Document Number | 385 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE VA |
| Property Address | 13147 HARBOR DR, ORANGE, VA 22960-3953 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13147 HARBOR DR, ORANGE, VA 22960-3953 |
| Document Number | 0000004234 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 250004234 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Address | LURAY, VA 22835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE VA |
| Property Address | 13147 HARBOR DR, ORANGE, VA 22960-3953 |
| Document Number | 170005944 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 170005944 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 5944 |
| Name | VIRGINIA CMNTY BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 13147 Harbor Dr was $1,938.
Source: Orange County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Orange County |
| Unified School District | Orange County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,938.00 | $252,900 Land $56,300 Building $196,600 | $252,900 Land $56,300 Building $196,600 |
| 2023 | $1,938.00 | $252,900 Land $56,300 Building $196,600 | $252,900 Land $56,300 Building $196,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13147 Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13147 Harbor Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| FiberLync Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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