Orange County property record for 13045 Harbor Dr, Orange, VA 22960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,380 sqft · built 2002 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,752 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00-01-00-0040 |
| Primary APN | 046-00-01-00-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 442 sqft |
| Finished Basement | 442 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 204 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11213 |
|---|---|
| Street Address | 13045 HARBOR DR |
| City | ORANGE |
| State | VA |
| Zip | 22960-3958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A AGRICULTURAL |
| Legal Description | 46 (1) 40 |
| Legal Subdivision | LAKE ORANGE ESTATE |
| Legal Lot Number | 40 |
| Jurisdiction | ORANGE VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 110105 |
13045 Harbor Dr is owned and occupied by two individuals who acquired it in June 2001.
Source: Orange County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13045 HARBOR DR, ORANGE, VA 22960-3958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2001 |
| Deed Sale | Jun 6, 2001 |
| Deed Document Number | 4267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE VA |
| Property Address | 13045 HARBOR DR, ORANGE, VA 22960-3958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004373 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 210004373 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 13045 Harbor Dr was $1,752.
Source: Orange County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Orange County |
| Unified School District | Orange County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,752.00 | $229,400 Land $50,500 Building $178,900 | $229,400 Land $50,500 Building $178,900 |
| 2023 | $1,752.00 | $229,400 Land $50,500 Building $178,900 | $229,400 Land $50,500 Building $178,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13045 Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13045 Harbor Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberLync Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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