Santa Rosa County property record for 13140 Hwy 89, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,343 sqft · built 1960 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $284 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-5N-29-0000-02401-0000 |
| Primary APN | 31-5N-29-0000-02401-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,343 sqft Heated Area |
| Gross Area | 1,763 sqft |
| 1st Floor Area | 1,343 sqft |
| Upper Floors Area | 294 sqft |
| Utility Area | 60 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Account Number | 315N290000024010000 |
|---|---|
| Street Address | 13140 HIGHWAY 89 |
| City | JAY |
| State | FL |
| Zip | 32565-9174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | OR 275 PG 170 LESS OR 1218 PG 418 FOR RD R/W LESS ALL MINERAL RIGHTS |
| Legal Range | 29W |
| Legal Township | 05N |
| Legal Section | 31 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10200 |
13140 Hwy 89 is owned and occupied by two individuals.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13140 HIGHWAY 89, JAY, FL 32565-9174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $284.00 (+4.8%) Homeowner's exemption Widower's exemption | $45,317 (+3%) | $75,925 (+2.48%) Land $8,000 Building $67,925 |
| 2023 | $271.00 (-12.86%) Homeowner's exemption Widower's exemption | $43,997 (+3%) | $74,090 (+7.14%) Land $7,200 Building $66,890 |
| 2022 | $311.00 Homeowner's exemption Widower's exemption | $42,716 | $69,154 Land $4,800 Building $64,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13140 Hwy 89 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13140 Hwy 89 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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