13136 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 13136 Hwy 89, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1985
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2023)
Tax Bill	$1,589 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-5N-29-0000-02400-0000`

Property Details

APN / Parcel Number

Primary APN	`31-5N-29-0000-02400-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Heated Area
Gross Area	1,272 sqft
1st Floor Area	1,188 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Shingle
Lot Area	41,382 sqft (0.95 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	315N290000024000000
Street Address	13136 HIGHWAY 89
City	JAY
State	FL
Zip	32565-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESC UPDATE FOR 2023 COM AT SE COR OF NE4 OF SW4 OF 31-5N-29W TH N0000'00 332 FT TO POB TH CONT N 190 FT TH N 8451'30W
Legal Range	29W
Legal Township	05N
Legal Section	31
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	2
Census Block	2026
Census Tract	10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13136 HIGHWAY 89, JAY, FL 32565-9174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	202338507
Deed Book / Page	4427 / 1252
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 23, 2023
Property Address	13136 HIGHWAY 89, JAY, FL 32565-9174
Document Number	0044271252
Book / Page	4427 / 1252
Instrument Date	Aug 18, 2023
Instrument	202338507
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3329 INDIAN HILLS DR, PACE, FL 32571-8730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13136 HIGHWAY 89, JAY, FL 32565-9174

Mortgage

Document Number	0044271271
Date	Aug 23, 2023
Instrument	4427/1271

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,589.00 (+258.69%)	$130,106 (+123.97%) Land $10,000 Building $120,106	$130,106 (+17.56%) Land $10,000 Building $120,106
2023	$443.00 (+1.37%) Homeowner's exemption	$58,091 (+3%)	$110,674 (+8.29%) Land $9,000 Building $101,674
2022	$437.00 Homeowner's exemption	$56,399	$102,202 Land $6,000 Building $96,202

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20