1314 Vessona Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1314 Vessona Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,185 sqft · built 2006
Owner	Individual Name on File
Last Sale	$203,000 (Sep 2019)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2680-004-0025`

Property Details

APN / Parcel Number

Primary APN	`072-2680-004-0025`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,185 sqft Living Area
1st Floor Area	998 sqft
2nd Floor Area	187 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1314 VESSONA CIR
City	FOLSOM
State	CA
Zip	95630-8729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 (PD)
Legal Description	UNIT 1314 BLDG 1300 LOT 8 VESSONA CONDOMINIUM PER BK 20051121 PG 1342
Legal Subdivision	VESSONA CONDOMINIUM
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1016
Census Tract	8507

Owner

1314 Vessona Cir, a condominium, is owned and occupied by an individual who bought it in September 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1314 VESSONA CIR, FOLSOM, CA 95630-8729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG
Oct 17, 2018	Grant Deed, Transfer J S M FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Mar 31, 2006 · Amount on File
Deed Book / Page	20190916 / 1591
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	10170000001070
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 16, 2019
Property Address	1314 VESSONA CIR, FOLSOM, CA 95630-8729
Document Number	1909161591
Instrument Date	Aug 19, 2019
Instrument	1909161591
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 VESSONA CIR FOLSOM CA 956308729, FOLSOM, CA 95630-8729

Mortgage

Document Number	1909161592
Date	Sep 16, 2019
Instrument	1909161592

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Mortgage

Document Number	1909161594,
Date	Sep 16, 2019
Instrument	1909161594

Lender

Name	NEIGHBORHOOD HSNG SVCS
Address	SACRAMENTO, CA 95817

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2024

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2018
Property Address	1314 VESSONA CIR, FOLSOM, CA 95630-8729
Document Number	1810171070
Instrument Date	Oct 11, 2018
Instrument	1810171070
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4621 ABRIJO RD CAMERON PARK CA 956824056, CAMERON PARK, CA 95682-4056

Mortgage

Document Number	1810171071
Date	Oct 17, 2018
Instrument	1810171071

Lender

Name	J S M FINANCIAL INC
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Vessona Cir was $2,468 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$226,110 (+2%) Land $78,084 Building $148,026
2025	$2,468.00 (+2.11%) Homeowner's exemption	$221,677 Land $76,553 Building $145,124
2024	$2,417.00 (+1.77%)
2023	$2,375.00 (+1.5%) Homeowner's exemption	$213,071 Land $73,581 Building $139,490
2022	$2,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1314 Vessona Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Vessona Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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