1312 VESSONA CIR # 1312, 1312, FOLSOM, CA 95630-8729
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
September 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Sep 11, 2020
Property Address
1312 VESSONA CIR, FOLSOM, CA 95630-8729
Document Number
2009111503
Instrument Date
Sep 4, 2020
Instrument
2009111503
Transaction Type
Transfer
Record Updated
Oct 5, 2020
Title Company
PLACER TITLE COMPANY, PLACER TITLE CO.
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$462.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1312 VESSONA CIR #1312 FOLSOM CA 956308729, 1312, FOLSOM, CA 95630-8729
Mortgage
Document Number
2009111504
Date
Sep 11, 2020
Instrument
2009111504
Lender
Name
FLAGSTAR BK
Type
Bank
Address
TROY, MI 48098
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 10, 2050
May 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
1312 VESSONA CIR, FOLSOM, CA 95630-8729
Document Number
1905281144
Instrument Date
May 22, 2019
Transaction Type
Mortgage
Record Updated
Jun 10, 2019
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1312 VESSONA CIR FOLSOM CA 956308729, FOLSOM, CA 95630-8729
Mortgage
Document Number
1905281144
Date
May 28, 2019
Instrument
1905281144
Lender
Name
INTERCONTINENTAL CAP
Type
Funding / Finance Company
Address
MELVILLE, NY 11747
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 27, 2049
November 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
1312 VESSONA CIR, FOLSOM, CA 95630-8729
Document Number
1711201019
Instrument Date
Nov 14, 2017
Transaction Type
Mortgage
Record Updated
Nov 27, 2017
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1312 VESSONA CIR FOLSOM CA 956308729, FOLSOM, CA 95630-8729
Mortgage
Document Number
1711201019
Date
Nov 20, 2017
Instrument
1711201019
Lender
Name
PACIFIC HM LNS
Type
Funding / Finance Company
Address
IRVINE, CA 92612
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 19, 2047
April 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Apr 7, 2017
Property Address
1312 VESSONA CIR, FOLSOM, CA 95630-8729
Document Number
4070000000729
Book / Page
20170407 / 0729
Map Reference
MB 338 MAP 7
Instrument Date
Apr 1, 2017
Transaction Type
Transfer
Record Updated
Aug 5, 2021
Title Company
NORTH AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1312 VESSONA CIR, FOLSOM, CA 95630-8729
Mortgage
Document Number
201704070730
Date
Apr 7, 2017
Instrument
20170407/0730
Lender
Name
VITEK REAL ESTATE INDUSTRIES GROUP
Type
Non-Lending Institution
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 1312 Vessona Cir was $5,759, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Folsom City
Unified School District
Folsom-Cordova Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$526,818 (+2%)Land $136,656Building $390,162
2025
$5,759.00 (+2.06%)
$516,489Land $133,977Building $382,512
2024
$5,643.00 (+1.77%)
2023
$5,545.00 (+14.9%)
$496,434Land $128,775Building $367,659
2022
$4,826.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1312 Vessona Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1312 Vessona Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
Cal.net Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area