1314 Trower Ave, Napa, CA 94558 Property Records

Napa County property record for 1314 Trower Ave, Napa, CA 94558

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,425 sqft · built 1974
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$789,000 (Jan 2020)
Tax Bill	$11,192 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-421-009-000`

Property Details

APN / Parcel Number

Primary APN	`038-421-009-000`
Alternative APNs	`038-421-009` `03842109`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,425 sqft Living Area
Gross Area	2,931 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	038-421-009
Street Address	1314 TROWER AVE
City	NAPA
State	CA
Zip	94558-2477
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Description	LOT 9 NAPA VLY UNIFIED SCHOOL DIST SUB 4P/M94
Legal Subdivision	NAPA VALLEY UNIFIED SCHOOL
Legal Lot Number	9
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1008
Census Tract	200602

Owner

1314 Trower Ave, a duplex, is owned by an individual who bought it in January 2020.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2176 CLAY ST, NAPA, CA 94559-2354
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Jan 13, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Deed Document Number	2020682
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1314 TROWER AVE, NAPA, CA 94558-2477
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 CLAY ST, NAPA, CA 94559-2354

Mortgage

Document Number	0000007405
Date	Feb 22, 2021
Instrument	2021-0007405

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jan 13, 2020
Property Address	1314 TROWER AVE, NAPA, CA 94558-2477
Document Number	0000000682
Instrument Date	Jan 7, 2020
Instrument	682
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 CLAY ST NAPA CA 945592354, NAPA, CA 94559-2354

Mortgage

Document Number	683
Date	Jan 13, 2020
Instrument	683

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1314 TROWER AVE, NAPA, CA 94558-2477
Document Number	0000016339
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1085 GREEN VALLEY RD NAPA CA 945584032, NAPA, CA 94558-4032

Mortgage

Document Number	0000016339
Date	Aug 21, 2018
Instrument	16339

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1314 Trower Ave was $11,192, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,192.00 (+2.15%)	$880,141 (+2%) Land $306,766 Building $573,375	$880,141 Land $306,766 Building $573,375
2025	$10,956.00	$862,884 Land $300,751 Building $562,133
2023	$10,559.00 (+0.73%)	$829,378 Land $289,073 Building $540,305
2022	$10,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 Trower Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Trower Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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