Harford County property record for 1314 Terry Way, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,916 sqft · built 1971 |
| Lot Size | 0.544 acres (23,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Feb 2021) |
| Tax Bill | $5,239 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-130142 |
| Primary APN | 03-130142 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,916 sqft Total Area |
| Basement Area | 676 sqft |
| Finished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 23,712 sqft (0.544 acres) |
| Lot Dimensions | 213 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 130142 |
|---|---|
| Street Address | 1314 TERRY WAY |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 58 23712 SF 1314 TERRY WAY WOODRIDGE MAN S1 15/19 |
| Legal Subdivision | WOODRIDGE MANOR |
| Legal Lot Number | 58 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 303400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1314 TERRY WAY, FALLSTON, MD 21047-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 9, 2021 | Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Deed Book / Page | 14478 / 25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1314 TERRY WAY, FALLSTON, MD 21047-2625 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0147200243 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 14720/243 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | ST THOMAS, VI 0805 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 9, 2021 |
| Property Address | 1314 TERRY WAY, FALLSTON, MD 21047-2625 |
| Document Number | 0144780025 |
| Book / Page | 14478 / 25 |
| Map Reference | MB 15 FO 72 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, TERRAIN TITLE & ESCRWO CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1314 TERRY WAY, FALLSTON, MD 21047-2625 |
| Document Number | 0001447830 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 14478/30 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2050 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,239.00 (+9.19%) | $475,267 (+17.18%) | $497,800 (+7.28%) Land $105,900 Building $391,900 |
| 2025 | $4,798.00 (+15.28%) | ||
| 2023 | $405,600 | $464,000 Land $105,900 Building $358,100 | |
| 2022 | $4,162.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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