1312 Terry Way, Fallston, MD 21047 Property Records

Harford County property record for 1312 Terry Way, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,496 sqft · built 1971
Lot Size	0.543 acres (23,632 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 1997)
Tax Bill	$3,968 (2026)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-070220`

Property Details

APN / Parcel Number

Primary APN	`03-070220`
Alternative APNs	`3070220` `070220`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,496 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	23,632 sqft (0.543 acres)
Lot Dimensions	212 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	264 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	070220
Street Address	1312 TERRY WAY
City	FALLSTON
State	MD
Zip	21047-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 59 109/116X211 1312 TERRY WAY WOODRIDGE MAN S1 P 15/72
Legal Subdivision	WOODRIDGE MANOR
Legal Lot Number	59,1312
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1002
Census Tract	303400

Owner

1312 Terry Way is owned and occupied by two individuals who bought it in August 1997.

Source: Harford County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1312 TERRY WAY, FALLSTON, MD 21047-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1997 · Amount on File
Deed Sale	Aug 25, 1997 · Amount on File
Deed Document Number	1997279
Deed Book / Page	2557 / 973
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1312 TERRY WAY, FALLSTON, MD 21047-2625
Document Number	0128370449
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 TERRY WAY FALLSTON MD 210472625, FALLSTON, MD 21047-2625

Mortgage

Document Number	0128370449
Date	May 31, 2018
Book Page	012837/000449

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1312 Terry Way was $3,968 with a homeowner's exemption, up 5.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,968.00 (+5.81%) Homeowner's exemption	$358,567	$374,900 Land $105,900 Building $269,000
2025	$3,750.00 Homeowner's exemption
2023		$326,867	$350,400 Land $105,900 Building $244,500
2022	$3,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Terry Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Terry Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20