Chesapeake City property record for 1314 Simon Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,865 sqft · built 2014 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $336,000 (Oct 2018) |
| Tax Bill | $8,806 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2021 Refinance + 1 more |
| APN | 0294001000460 |
| Primary APN | 0294001000460 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,865 sqft Living Area |
| 1st Floor Area | 1,529 sqft |
| Upper Floors Area | 1,529 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 598 sqft |
| Patio Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1314 SIMON DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-7666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 46 EMERALD FOREST |
| Legal Subdivision | EMERALD GREENS,EMERALD FOREST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20814 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1314 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on Record |
| Deed Sale | Oct 18, 2018 · Amount on Record |
| Prior Sale | Jan 6, 2015 · Amount on Record |
| Deed Document Number | 201827613 |
| Deed Book / Page | 9960 / 1730 |
| Prior Transfer Date | Oct 16, 2018 |
| Prior Transfer Doc | 09960/1730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 30, 2026 |
| Property Address | 1314 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Number | 0000016835 |
| Book / Page | 10996 / 696 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202616835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1314 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Number | 0000016835, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 10996/696 |
| Instrument | 202616835 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1314 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10431/1627 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 10431/1627 |
| Instrument | 210038607 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 18, 2018 |
| Property Address | 1314 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Number | 09960/1730 |
| Book / Page | 9960 / 1730 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 180027613 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1314 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Number | 0180027614 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 180027614 |
| Name | CITIZENS BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $898,700 (+3.07%) Land $235,000 Building $663,700 | $898,700 (+3.07%) Land $235,000 Building $663,700 | |
| 2025 | $8,806.00 (+9.62%) | $871,900 (+13.04%) Land $225,000 Building $646,900 | $871,900 (+13.04%) Land $225,000 Building $646,900 |
| 2024 | $8,033.00 (+34.17%) | ||
| 2023 | $771,300 (+15.12%) Land $195,000 Building $576,300 | $771,300 (+15.12%) Land $195,000 Building $576,300 | |
| 2022 | $670,000 Land $175,000 Building $495,000 | $670,000 Land $175,000 Building $495,000 | |
| 2019 | $5,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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