1312 Simon Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1312 Simon Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 4,240 sqft · built 2005
Lot Size0.375 acres (16,335 sqft)
Owner2 Individual Names on Record
Tax Bill$9,614 (2025)
Deeds & MortgagesMay 2022 Second Mortgage
Nov 2017 Sale
APN0294001000450

Property Details

APN / Parcel Number

Primary APN0294001000450

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,240 sqft Living Area
1st Floor Area1,359 sqft
Upper Floors Area1,359 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,335 sqft (0.375 acres)
Lot Dimensions182 ft deep x 92 ft wide
Garage TypeDetached
Garage Area1,333 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area1,333 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1312 SIMON DR
CityCHESAPEAKE
StateVA
Zip23320-7666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description45 EMERALD FOREST
Legal SubdivisionEMERALD GREENS,EMERALD FOREST
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2004
Census Tract20814

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1312 SIMON DR, CHESAPEAKE, VA 23320-7666
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOUTHERN TRUST MORTGAGE LLC
Nov 28, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2017
Deed SaleNov 28, 2017
Prior SaleApr 22, 2005 · Amount on Record
Deed Document Number201732781
Deed Book / Page9859 / 1228
Prior Transfer DateOct 9, 2017
Prior Transfer Doc09859/1228
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1312 SIMON DR, CHESAPEAKE, VA 23320-7666
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10563/1279
DateMay 26, 2022
Book Page10563/1279
Instrument220017715
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 28, 2017
Property Address1312 SIMON DR, CHESAPEAKE, VA 23320-7666
Document Number09859/1228
Book / Page9859 / 1228
Instrument DateOct 9, 2017
Instrument170032781
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 SIMON DR, CHESAPEAKE, VA 23320-7666

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$990,700 (+4.08%) Land $235,000 Building $755,700$990,700 (+4.08%) Land $235,000 Building $755,700
2025$9,614.00 (+8.97%)$951,900 (+12%) Land $225,000 Building $726,900$951,900 (+12%) Land $225,000 Building $726,900
2024$8,823.00 (+29.1%)
2023$849,900 (+16.03%) Land $195,000 Building $654,900$849,900 (+16.03%) Land $195,000 Building $654,900
2022$732,500 Land $175,000 Building $557,500$732,500 Land $175,000 Building $557,500
2019$6,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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