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1314 Railside Dr, Gibson City, IL 60936 Property Records

Ford County property record for 1314 Railside Dr, Gibson City, IL 60936

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,823 sqft · built 2009
Lot Size0.292 acres (12,716 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Oct 2017)
Tax Bill$16,049 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-11-02-253-002

Property Details

APN / Parcel Number

Primary APN09-11-02-253-002

Interior

Bedrooms4 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area2,823 sqft Living Area
Basement Area1,718 sqft
Unfinished Basement1,718 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area12,716 sqft (0.292 acres)
Lot Dimensions144 ft deep x 88 ft wide
Garage TypeAttached
Garage Area888 sqft

Location & Zoning

Street Address1314 RAILSIDE DR
CityGIBSON CITY
StateIL
Zip60936-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 RAILSIDE ESTATES SUB NO 1 88 X 144.51
Legal Range07E
Legal Township23N
Legal Section02
Legal SubdivisionRAILSIDE ESTATES SUB
Legal Lot Number29
JurisdictionFORD IL
Township / Civil DivisionDRUMMER
Census Block Group2
Census Block2128
Census Tract961900

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1314 RAILSIDE DR, GIBSON CITY, IL 60936-1353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Oct 31, 2017Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Prior SaleNov 3, 2011 · Amount on Record
Deed Document Number2017267583
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORD IL
Property Address1314 RAILSIDE DR, GIBSON CITY, IL 60936-1353
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyALLIED CAPITAL TITLE, ALLIED CAPITAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000277771
DateNov 1, 2021
Instrument277771
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionFORD IL
Recording DateOct 31, 2017
Property Address1314 RAILSIDE DR, GIBSON CITY, IL 60936-1353
Document Number0000267583
Map ReferenceDOC 239740
Instrument DateOct 31, 2017
Instrument267583
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$592.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1314 RAILSIDE DR, GIBSON CITY, IL 60936-1353

Mortgage

Document Number0000267584
DateOct 31, 2017
Instrument267584
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionDrummer Township
MunicipalityGibson City
Unified School DistrictGibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,049.00 (+79.92%)$212,130 (+81.45%) Land $21,270 Building $190,860$636,390 (+81.45%) Land $63,810 Building $572,580
2022$8,920.00$116,910 Land $15,750 Building $101,160$350,730 Land $47,250 Building $303,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIBSON CITY
serves 3,500 people · EPA ID IL0530100
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Nextlink.

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