Ford County property record for 1310 Railside Dr, Gibson City, IL 60936
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,414 sqft · built 2009 |
| Lot Size | 0.291 acres (12,672 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $276,500 (Jan 2015) |
| Tax Bill | $11,459 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-02-253-003 |
| Primary APN | 09-11-02-253-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Basement Area | 1,207 sqft |
| Unfinished Basement | 1,207 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 12,672 sqft (0.291 acres) |
| Lot Dimensions | 144 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Street Address | 1310 RAILSIDE DR |
|---|---|
| City | GIBSON CITY |
| State | IL |
| Zip | 60936-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 RAILSIDE ESTATES SUB NO 1 88 X 144.03 |
| Legal Range | 07E |
| Legal Township | 23N |
| Legal Section | 02 |
| Legal Subdivision | RAILSIDE ESTATES SUB |
| Legal Lot Number | 30 |
| Jurisdiction | FORD IL |
| Township / Civil Division | DRUMMER |
| Census Block Group | 2 |
| Census Block | 2128 |
| Census Tract | 961900 |
1310 Railside Dr is owned and occupied by two individuals who bought it in January 2015.
Source: Ford County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1310 RAILSIDE DR, GIBSON CITY, IL 60936-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2015 · Amount on File |
| Deed Sale | Jan 20, 2015 · Amount on File |
| Prior Sale | Jul 11, 2011 · Amount on File |
| Deed Document Number | 2015261032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORD IL |
| Property Address | 1310 RAILSIDE DR, GIBSON CITY, IL 60936-1353 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000273856 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 273856 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1310 Railside Dr was $11,459 with a homeowner's exemption.
Source: Ford County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ford County |
| County Subdivision | Drummer Township |
| Municipality | Gibson City |
| Unified School District | Gibson City-Melvin-Sibley Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,459.00 | $153,180 Land $21,270 Building $131,910 | $459,540 Land $63,810 Building $395,730 |
| 2022 | $8,395.00 | $110,380 Land $15,750 Building $94,630 | $331,140 Land $47,250 Building $283,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1310 Railside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1310 Railside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBSON CITY serves 3,500 people · EPA ID IL0530100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink.
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