1314 Hancock St, Sidney, OH 45365 Property Records

Shelby County property record for 1314 Hancock St, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 922 sqft · built 1988
Lot Size	0.152 acres (6,615 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jul 2009)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-2205401.007`

Property Details

APN / Parcel Number

Primary APN	`01-2205401.007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Brick
Roof Material	Shingle
Lot Area	6,615 sqft (0.152 acres)
Lot Dimensions	105 ft deep x 63 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1314 HANCOCK ST
City	SIDNEY
State	OH
Zip	45365-2265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4312 IN RIVER BEND HILL SUB SECTION TWO 020-22-05-401-007
Legal Subdivision	RIVER BEND HILL SECTION TWO
Legal Lot Number	4312
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2024
Census Tract	972200

Owner

1314 Hancock St is owned and occupied by an individual who bought it in July 2009.

Source: Shelby County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1314 HANCOCK ST, SIDNEY, OH 45365-2265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2009 · Amount on File
Deed Sale	Jul 7, 2009 · Amount on File
Prior Sale	Dec 1, 2008 · Amount on File
Deed Document Number	20094145
Deed Book / Page	1735 / 770
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1314 HANCOCK ST, SIDNEY, OH 45365-2265
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 HANCOCK ST, SIDNEY, OH 45365-2265

Mortgage

Document Number	002310/982
Date	Jul 14, 2022
Book Page	2310/982
Instrument	202203926

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Hancock St was $1,435 with a homeowner's exemption, down 6% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (-5.96%)	$44,080 (-) Land $7,050 Building $37,030
2024	$1,526.00 (-2.24%) Homeowner's exemption	$44,080 (-) Land $7,050 Building $37,030
2023	$1,561.00 (+17.55%) Homeowner's exemption	$44,080 (+32.97%) Land $7,050 Building $37,030	$125,930 Land $20,140 Building $105,790
2022	$1,328.00 Homeowner's exemption	$33,150 Land $6,020 Building $27,130
2020			$94,710 Land $17,200 Building $77,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1314 Hancock St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1990–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1314 Hancock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20