1314 Chestnut St, Waterloo, WI 53594 Property Records

Jefferson County property record for 1314 Chestnut St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	Owner Name on File
Last Sale	$142,500 (Feb 2014)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0544-033`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0544-033`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	1314 CHESTNUT ST
City	WATERLOO
State	WI
Zip	53594-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, HERITAGE HILLS
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	HERITAGE HILL
Legal Lot Number	20
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2007
Census Tract	100400

Owner

The current owner of 1314 Chestnut St bought it in February 2014.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Owner Name on File
Mailing Address	1314 CHESTNUT ST, WATERLOO, WI 53594-1213
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 24, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Last Sale	Feb 18, 2014 · Amount on File
Deed Sale	Feb 18, 2014 · Amount on File
Prior Sale	Mar 21, 2006
Deed Document Number	1339676
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1314 CHESTNUT ST, WATERLOO, WI 53594-1213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001433976
Date	Oct 26, 2020
Instrument	1433976

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1314 CHESTNUT ST, WATERLOO, WI 53594-1213
Document Number	0001408493
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1314 CHESTNUT ST WATERLOO WI 535941213, WATERLOO, WI 53594-1213

Mortgage

Document Number	0001408493
Date	May 2, 2019
Instrument	1408493

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Chestnut St was $4,927 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,927.00 Homeowner's exemption	$268,900 Land $51,000 Building $217,900	$296,700
2023	$4,158.00 Homeowner's exemption	$207,000 Land $42,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 Chestnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

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