Jefferson County property record for 1232 Chestnut St, Waterloo, WI 53594
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,000 (Jun 2021) |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0813-0544-037 |
| Primary APN | 290-0813-0544-037 |
|---|
| Lot Area | 12,589 sqft (0.289 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Street Address | 1232 CHESTNUT ST |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32, 1ST ADD TO SUNSET GARDENS |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 05 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | ADD TO SUNSET GARDENS |
| Legal Lot Number | 1,32 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 100400 |
1232 Chestnut St is owned and occupied by an individual who bought it in June 2021.
Source: Jefferson County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4402 DWIGHT DR # A, A, MADISON, WI 53704-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on File |
| Deed Sale | Jun 28, 2021 · Amount on File |
| Prior Sale | Aug 12, 2009 |
| Deed Document Number | 1447685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Jun 28, 2021 |
| Property Address | 1232 CHESTNUT ST, WATERLOO, WI 53594-1263 |
| Document Number | 0001447685 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 1447685 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $663.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001447686 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 1447686 |
| Name | SUMMIT CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1232 Chestnut St was $3,879 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,879.00 Homeowner's exemption | $211,700 Land $49,000 Building $162,700 | $233,600 |
| 2023 | $3,423.00 Homeowner's exemption | $171,000 Land $40,000 Building $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1232 Chestnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1232 Chestnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 Lead public education Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: Netwurx.
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