Mille Lacs County property record for 1314 3rd Ave NE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,332 sqft · built 2006 |
| Lot Size | 0.396 acres (17,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2018) |
| Tax Bill | $2,992 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-265-0080 |
| Primary APN | 21-265-0080 |
|---|
| Building Area | 1,332 sqft Living Area |
|---|---|
| Basement Area | 1,332 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 17,264 sqft (0.396 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 144 sqft |
| Street Address | 1314 3RD AVE NE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 24 |
| Legal Subdivision | FIELDSTONE GREENE |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 170500 |
1314 3rd Ave NE is owned and occupied by an individual who bought it in November 2018.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1314 3RD AVE NE, MILACA, MN 56353-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jul 14, 2021 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Feb 18, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 13, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on File |
| Deed Sale | Nov 13, 2018 · Amount on File |
| Prior Sale | Aug 11, 2016 · Amount on File |
| Deed Document Number | 2018409096 |
| Prior Transfer Date | Mar 11, 2008 |
| Prior Transfer Doc | 0000348033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1314 3RD AVE NE, MILACA, MN 56353-1808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE BCHH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 000A440124 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | A440124 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1314 3RD AVE NE, MILACA, MN 56353-1808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A425663 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | A425663 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1314 3RD AVE NE, MILACA, MN 56353-1808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A415895 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | A415895 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 13, 2018 |
| Property Address | 1314 3RD AVE NE, MILACA, MN 56353-1808 |
| Document Number | 000A409096 |
| Instrument Date | Oct 31, 2018 |
| Instrument | A409096 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1314 3RD AVE NE, MILACA, MN 56353-1808 |
| Document Number | 000A409097 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | A409097 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1314 3rd Ave NE was $2,992, up 17.2% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,992.00 (+17.24%) | $375,000 (+2.1%) Land $30,000 Building $345,000 | $375,000 (+2.1%) Land $30,000 Building $345,000 |
| 2025 | $2,552.00 | $367,300 Land $30,000 Building $337,300 | $367,300 Land $30,000 Building $337,300 |
| 2023 | $2,348.00 | $313,200 Land $28,000 Building $285,200 | $313,200 Land $28,000 Building $285,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1314 3rd Ave NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1314 3rd Ave NE is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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