1308 3rd Ave NE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 1308 3rd Ave NE, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details1,344 sqft · built 2018
Lot Size0.191 acres (8,351 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Aug 2024)
Tax Bill$5,164 (2026)
Deeds & MortgagesSep 2020 Mortgage
Oct 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21-265-0050

Property Details

APN / Parcel Number

Primary APN21-265-0050

Interior

Building Area1,344 sqft Total Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area8,351 sqft (0.191 acres)
Garage TypeMixed
Garage Area976 sqft
Parking Spaces4 Parking Spaces
PorchSlab

Location & Zoning

Street Address1308 3RD AVE NE
CityMILACA
StateMN
Zip56353-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range27
Legal Township38
Legal Section24
Legal SubdivisionFIELDSTONE GREENE
Legal Block1
Legal Lot Number5
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group2
Census Block2006
Census Tract170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1308 3RD AVE NE, MILACA, MN 56353-1808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK MILACA
Oct 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
FARMER STATE BANK WATKINS
Aug 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK MILACA
Jan 18, 2022Warranty Deed, Transfer · Conventional Mortgage
SPIRE CU
Jun 19, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2024 · Amount on Record
Deed SaleAug 1, 2024 · Amount on Record
Prior SaleJul 26, 2024 · Amount on Record
Deed Document Number2024442066
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address1308 3RD AVE NE, MILACA, MN 56353-1808
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A419459
DateSep 25, 2020
InstrumentA419459
Lender
NameFIRST NATIONAL BANK MILACA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address1308 3RD AVE NE, MILACA, MN 56353-1808
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000A402833
DateOct 5, 2017
InstrumentA402833
Lender
NameFARMER STATE BANK WATKINS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueApr 2, 2018
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address1308 3RD AVE NE, MILACA, MN 56353-1808
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A412796
DateAug 21, 2019
InstrumentA412796
Lender
NameFIRST NATIONAL BANK MILACA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 21, 2024
Interest
Rate TypeFixed Rate

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateJan 18, 2022
Property Address1308 3RD AVE NE, MILACA, MN 56353-1808
Document Number000A429295
Instrument DateDec 30, 2021
InstrumentA429295
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1308 3RD AVE NE, MILACA, MN 56353-1808

Mortgage

Document Number000A429296
DateJan 18, 2022
InstrumentA429296
Lender
NameSPIRE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateJun 19, 2018
Property Address1308 3RD AVE NE, MILACA, MN 56353-1808
Document NumberA406648
Instrument DateJun 8, 2018
InstrumentA406648
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$828.39
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 3RD AVE NE, MILACA, MN 56353-1808

Mortgage

Document NumberA406649
DateJun 19, 2018
InstrumentA406649
Lender
NameFIRST NATIONAL BANK MILACA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,164.00 (+9.83%)$393,500 (+1.78%) Land $27,000 Building $366,500$393,500 (+1.78%) Land $27,000 Building $366,500
2025$386,600 (+15.51%) Land $27,000 Building $359,600$386,600 (+15.51%) Land $27,000 Building $359,600
2023$4,702.00$334,700 Land $25,000 Building $309,700$334,700 Land $25,000 Building $309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMilaca
serves 3,043 people · EPA ID MN1480002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Benton Cooperative Telephone Company
Cable · Fiber in parts of the area
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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